Suffolk County and Smithtown Town property record for 18 Terry Ln, Commack, NY 11725 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,450 sqft · built 1958 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Aug 2022) |
| Tax Bill | $13,709 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Feb 2020 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 88.-1-21 |
| Primary APN | 473489 88.-1-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 1,681 sqft |
| 1st Floor Area | 950 sqft |
| 2nd Floor Area | 500 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 17,424 sqft (0.4 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 18 TERRY LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-181601 TC-52 *2419 SEC 2 LOT 229 BIRCHWOOD PARK AT COMMACK |
| Legal Subdivision | MAP OF BIRCHWOOD PARK AT COMMACK |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 135101 |
Source: Suffolk County and Smithtown Town records · APN 473489 88.-1-21
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 TERRY LN, COMMACK, NY 11725-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed, Transfer · Stand-Alone First Mortgage UNITED MORTGAGE CORP |
| Feb 18, 2020 | Deed, Transfer |
| Dec 11, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 24, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jul 24, 2018 | Trustee's Deed, Foreclosure |
| Feb 28, 2017 | Quit Claim Deed, Transfer NEW WAY TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on Record |
| Deed Sale | Aug 23, 2022 · Amount on Record |
| Prior Sale | Feb 18, 2020 · Amount on Record |
| Deed Book / Page | 13170 / 830 |
| Prior Transfer Date | Jan 24, 2017 |
| Prior Transfer Doc | 0129020459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 23, 2022 |
| Property Address | 18 TERRY LN, COMMACK, NY 11725-2015 |
| Document Number | 0131700830 |
| Book / Page | 13170 / 830 |
| Instrument Date | Jun 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 TERRY LN, COMMACK, NY 11725-2015 |
| Document Number | 0023450807 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 23450/807 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 18, 2020 |
| Property Address | 18 TERRY LN, COMMACK, NY 11725-2015 |
| Document Number | 0130480139 |
| Book / Page | 13048 / 139 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 11, 2019 |
| Property Address | 18 TERRY LN, COMMACK, NY 11725-2015 |
| Document Number | 0130390696 |
| Book / Page | 013039 / 000696 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1748 STRAIGHT PATH WHEATLEY HEIGHTS NY 117981920, WHEATLEY HEIGHTS, NY 11798-1920 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 24, 2019 |
| Property Address | 18 TERRY LN, COMMACK, NY 11725-2015 |
| Document Number | 0129980166 |
| Book / Page | 012998 / 000166 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,461.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1748 STRAIGHT PATH WHEATLEY HEIGHTS NY 117981920, WHEATLEY HEIGHTS, NY 11798-1920 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 24, 2018 |
| Property Address | 18 TERRY LN, COMMACK, NY 11725-2015 |
| Document Number | 0129700893 |
| Book / Page | 012970 / 000893 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 10, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1441 DALLAS PKWY DALLAS TX 75254, DALLAS, TX 75254 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 28, 2017 |
| Property Address | 18 TERRY LN, COMMACK, NY 11725-2015 |
| Document Number | 0129020459 |
| Book / Page | 012902 / 000459 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | NEW WAY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 TERRY LN COMMACK NY 117252015, COMMACK, NY 11725-2015 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,905 (+8.88%) Land $320 Building $4,585 | $613,125 (+17.04%) Land $40,000 Building $573,125 | |
| 2024 | $13,709.00 | $4,505 (-) Land $320 Building $4,185 | $523,837 (+10,016.59%) Land $37,209 Building $486,628 |
| 2023 | $4,505 (-) Land $320 Building $4,185 | $5,178 (+12.64%) Land $368 Building $4,810 | |
| 2022 | $4,505 Land $320 Building $4,185 | $4,597 Land $327 Building $4,270 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031351012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Nearby Flood Claims | 2 (1979–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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