19 Sutton Pl, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 19 Sutton Pl, Swampscott, MA 01907

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,871 sqft · built 1979
Owner	2 Individual Names on Record
Last Sale	$595,000 (May 2019)
Tax Bill	$8,484 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`SWAM M:0021 B:01-R L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0021 B:01-R L:0`
Alternative APN	`M:0021 B:01=R L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,871 sqft Living Area
Gross Area	2,367 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	19 SUTTON PL
City	SWAMPSCOTT
State	MA
Zip	01907-2609
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A1
Legal Block	1-R
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	2
Census Block	2000
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 SUTTON PL, SWAMPSCOTT, MA 01907-2609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANSTEADY LLC
May 23, 2019	Condominium Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Jan 15, 2015
Deed Document Number	2019210
Deed Book / Page	37529 / 99
Transfer Doc	33801-123
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Recording Date	Sep 23, 2026
Property Address	19 SUTTON PL, SWAMPSCOTT, MA 01907-2609
Document Number	0000000110
Book / Page	43643 / 437
Instrument Date	Sep 11, 2026
Instrument	2026110
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SUTTON PL, SWAMPSCOTT, MA 01907-2609

Mortgage

Document Number	0000000110,
Date	Sep 23, 2026
Book Page	43643/437
Instrument	2026110

Lender

Name	EASTERN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	19 SUTTON PL, SWAMPSCOTT, MA 01907-2609
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40293-307
Date	Sep 20, 2021
Book Page	40293/307
Instrument	20210920003120

Lender

Name	LOANSTEADY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	May 23, 2019
Property Address	19 SUTTON PL, SWAMPSCOTT, MA 01907-2609
Document Number	37529-99
Book / Page	037529 / 000099
Instrument Date	May 9, 2019
Instrument	190523210
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,713.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 SUTTON PL #B SWAMPSCOTT MA 019072609, B, SWAMPSCOTT, MA 01907-2609

Mortgage

Document Number	37529-102
Date	May 23, 2019
Book Page	037529/000102
Instrument	190523220

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,484.00 (+10.17%)	$707,000 (+5.3%) Building $707,000	$684,992 (-14.11%)
2025	$7,701.00 (+5.29%)	$671,400 (+7.77%) Building $671,400	$797,525
2023	$7,314.00	$623,000 Building $623,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 90 individual policies
Nearby Flood Policies	154 units insured incl. 64 condo units
Nearby Flood Claims	122 (1978–2025)
Claims Outside the SFHA	68 of 122
Most Recent Claim	Sep 2025
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 12 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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