13 Sutton Pl, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 13 Sutton Pl, Swampscott, MA 01907

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,880 sqft · built 1979
Lot Size	0.25 acres (10,924 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Sep 2017)
Tax Bill	$8,150 (2026)
Deeds & Mortgages	Apr 2022 Refinance Nov 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`SWAM M:0021 B:1-QA L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0021 B:1-QA L:0`
Alternative APN	`M:0021 B:1=QA L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	2,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,924 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13 SUTTON PL
City	SWAMPSCOTT
State	MA
Zip	01907-2609
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A1
Legal Block	1-QA
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	2
Census Block	2000
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 SUTTON PL, SWAMPSCOTT, MA 01907-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance DIGITAL FCU
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC
Sep 13, 2017	Quit Claim Deed, Transfer · Conventional Mortgage SALEM FIVE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Prior Sale	Sep 30, 2008
Deed Book / Page	36172 / 531
Last Transfer Date	Apr 7, 2022
Transfer Doc	040856-221
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 12, 2022
Property Address	13 SUTTON PL, SWAMPSCOTT, MA 01907-2609
Document Number	040856-221
Book / Page	40856 / 221
Instrument Date	Apr 7, 2022
Instrument	20220412000550
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SUTTON PL # B, B, SWAMPSCOTT, MA 01907-2609

Mortgage

Document Number	20220412000560
Date	Apr 12, 2022
Instrument	20220412000560

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	13 SUTTON PL, SWAMPSCOTT, MA 01907-2609
Document Number	39295-89
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SUTTON PL SWAMPSCOTT MA 019072609, SWAMPSCOTT, MA 01907-2609

Mortgage

Document Number	39295-89
Date	Dec 15, 2020
Book Page	039295/000089
Instrument	15000900

Lender

Name	POINT DIGITAL FIN INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Sep 13, 2017
Property Address	13 SUTTON PL, SWAMPSCOTT, MA 01907-2609
Document Number	36172-531
Book / Page	036172 / 000531
Instrument Date	Aug 31, 2017
Instrument	1709130381
Transaction Type	Transfer
Record Updated	Oct 4, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,348.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 SUTTON PL #B SWAMPSCOTT MA 019072609, B, SWAMPSCOTT, MA 01907-2609

Mortgage

Document Number	36172-535
Date	Sep 13, 2017
Book Page	036172/000535
Instrument	1709130382

Lender

Name	SALEM FIVE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,150.00 (+9.18%)	$679,200 (+4.36%) Building $679,200	$655,855 (-12.8%)
2025	$7,465.00 (+5.6%)	$650,800 (+8.09%) Building $650,800	$752,115
2023	$7,069.00	$602,100 Building $602,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 90 individual policies
Nearby Flood Policies	154 units insured incl. 64 condo units
Nearby Flood Claims	122 (1978–2025)
Claims Outside the SFHA	68 of 122
Most Recent Claim	Sep 2025
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 12 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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