10 Summit Cir, Stillwater, OK 74075 Property Records

Payne County property record for 10 Summit Cir, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,235 sqft · built 1966
Lot Size	0.282 acres (12,287 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Dec 2021)
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Mar 2026 Sale Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-1-SS440-004-0010`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-1-SS440-004-0010`
Alternative APNs	`600016570` `16570`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,235 sqft Living Area
1st Floor Area	1,235 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,287 sqft (0.282 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Slab
Porch Area	303 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16570
Street Address	10 SUMMIT CIR
City	STILLWATER
State	OK
Zip	74075-8233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLINE ADD BLK 4 LOT 10
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	SKYLINE ADD
Legal Block	4
Legal Lot Number	10
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4003
Census Tract	10600

Owner

10 Summit Cir is owned by a company that bought it in December 2021.

Source: Payne County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	10390 E 123RD PL S, BIXBY, OK 74008-5857
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer OCTS
Nov 27, 2019	Deed of Trust, Mortgage OKLAHOMA FIDELITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	May 1, 2014 · Amount on File
Deed Document Number	2021125420
Deed Book / Page	2668 / 298
Prior Transfer Date	Apr 7, 2011
Prior Transfer Doc	0019450296
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Mar 10, 2026
Property Address	10 SUMMIT CIR, STILLWATER, OK 74075-8233
Document Number	0029250161
Book / Page	2925 / 161
Instrument Date	Mar 5, 2026
Instrument	I-2026-002389
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	OCTS

Transaction

Amount	Amount on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 GEYSERS RD, CLOVERDALE, CA 95425-9518

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	10 SUMMIT CIR, STILLWATER, OK 74075-8233
Document Number	0025440334
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2222 S UTICA PL #200 TULSA OK 741147013, 200, TULSA, OK 74114-7013

Mortgage

Document Number	0025440334
Date	Dec 30, 2019
Book Page	002544/000334
Instrument	13751

Lender

Name	OKLAHOMA FIDELITY BK
Type	Bank
Address	OKLAHOMA CITY, OK 73114

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Summit Cir was $1,642, up 4.6% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,026 (+10.25%) Land $4,246 Building $12,780	$149,352 Land $37,248 Building $112,104
2025	$1,642.00 (+4.59%)	$15,443 (-) Land $3,688 Building $11,755
2024	$1,570.00 (+5.23%)	$15,443 (+5%) Land $3,688 Building $11,755	$177,930 (+16.29%) Land $42,500 Building $135,430
2023	$1,492.00 (+5.22%)	$14,707 (+5%) Land $3,364 Building $11,343	$153,010 (+10.68%) Land $35,000 Building $118,010
2022	$1,418.00	$14,007 Land $3,546 Building $10,461	$138,240 Land $35,000 Building $103,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Summit Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Summit Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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