19 Stream Valley Ct, Gaithersburg, MD 20882 Property Records

Montgomery County property record for 19 Stream Valley Ct, Gaithersburg, MD 20882

Property Summary

Property Type	Parking Lot
Details	230 sqft · built 1986
Lot Size	0.001 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (May 2024)
Tax Bill	$166 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03499714`

Property Details

APN / Parcel Number

Primary APN	`09-03499714`
Alternative APN	`03499714`

Interior

Building Area	230 sqft Gross Area
1st Floor Area	230 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (0.001 acres)

Location & Zoning

Account Number	03499714
Street Address	19 STREAMSIDE DR
City	GAITHERSBURG
State	MD
Zip	20879
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Local Zoning Code	PN
Legal Description	UN 19 GARAGE 1 ROSEW OOD RESIDENCES AT FLOWER HILL AMENDED & RESTATED
Legal Subdivision	ROSEWOOD RESIDENCES AT FLOWER HILL
Legal Block	2
Legal Unit	19
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2005
Census Tract	700729

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8203 WHISPERING OAKS WAY, 202, GAITHERSBURG, MD 20879-5240
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Dec 17, 2019	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2024 · Amount on Record
Deed Sale	May 8, 2024 · Amount on Record
Prior Sale	Dec 17, 2019 · Amount on Record
Deed Book / Page	67977 / 428
Record Updated	Sep 20, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 8, 2024
Property Address	19 STREAM VALLEY CT, GAITHERSBURG, MD 20882
Document Number	0679770428
Book / Page	67977 / 428
Map Reference	MB 8825
Instrument Date	Apr 26, 2024
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8203 WHISPERING OAKS WAY APT 202, 202, GAITHERSBURG, MD 20879-5240

Mortgage

Document Number	0679770435
Date	May 8, 2024
Instrument	67977/0435

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 17, 2019
Property Address	19 STREAM VALLEY CT, GAITHERSBURG, MD 20882
Document Number	0587050215
Book / Page	58705 / 215
Map Reference	MB 8825
Instrument Date	Nov 25, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	EMERALD TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8203 WHISPERING OAKS WAY APT 202, 202, GAITHERSBURG, MD 20879-5240

Mortgage

Document Number	0058705223
Date	Dec 17, 2019
Instrument	58705/223

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,000 (-) Land $3,000 Building $7,000	$10,000 (-) Land $3,000 Building $7,000
2025	$166.00 (+9.93%)	$10,000 (-) Land $3,000 Building $7,000	$10,000 (-) Land $3,000 Building $7,000
2023		$10,000 Land $3,000 Building $7,000	$10,000 Land $3,000 Building $7,000
2022	$151.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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