9 Stream Valley Ct, Gaithersburg, MD 20882 Property Records

Montgomery County property record for 9 Stream Valley Ct, Gaithersburg, MD 20882

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,202 sqft · built 1995
Lot Size	0.919 acres (40,015 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Jun 2022)
Tax Bill	$9,139 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-02801020`

Property Details

APN / Parcel Number

Primary APN	`01-02801020`
Alternative APN	`02801020`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,202 sqft Living Area
Gross Area	4,602 sqft
1st Floor Area	1,528 sqft
Basement Area	1,146 sqft
Finished Basement	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	40,015 sqft (0.919 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Breezeway
Deck Area	720 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	02801020
Street Address	9 STREAM VALLEY CT
City	GAITHERSBURG
State	MD
Zip	20882-1273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	BROOKFIELD
Legal Subdivision	BROOKEFIELD
Legal Block	A
Legal Lot Number	55
Jurisdiction	MONTGOMERY MD
Township / Civil Division	1
Census Block Group	4
Census Block	4006
Census Tract	700103

Owner

9 Stream Valley Ct is owned and occupied by two individuals who bought it in June 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 STREAM VALLEY CT, GAITHERSBURG, MD 20882-1273
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Feb 23, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	Aug 6, 2009 · Amount on File
Deed Book / Page	65912 / 454
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 21, 2022
Property Address	9 STREAM VALLEY CT, GAITHERSBURG, MD 20882-1273
Document Number	0659120454
Book / Page	65912 / 454
Map Reference	MB 151 PL 17182
Instrument Date	Jun 14, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 STREAM VALLEY CT, GAITHERSBURG, MD 20882-1273

Mortgage

Document Number	0065912460
Date	Jun 21, 2022
Instrument	65912/460

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9 STREAM VALLEY CT, GAITHERSBURG, MD 20882-1273
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 STREAM VALLEY CT, GAITHERSBURG, MD 20882-1273

Mortgage

Document Number	0652880344
Date	Feb 23, 2022
Book Page	65288/344

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 9 Stream Valley Ct was $9,139.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$801,400 (+9.08%) Land $238,000 Building $563,400	$801,400 (-) Land $238,000 Building $563,400
2025	$9,139.00	$734,700	$801,400 Land $238,000 Building $563,400
2023		$601,300 Land $238,000 Building $363,300	$601,300 Land $238,000 Building $363,300
2022	$6,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Stream Valley Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Stream Valley Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

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