Cumberland County and Harrison Town property record for 19 Smith St, Harrison, ME 04040 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,587 sqft · built 1976 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $348,000 (Jan 2026) |
| Tax Bill | $2,279 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HRRS M:45 L:0012 |
| Primary APN | HRRS M:45 L:0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,587 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Lot Area | 6,534 sqft (0.15 acres) |
| Deck Area | Deck Area |
| Sewer | Septic |
|---|
| Account Number | 931 |
|---|---|
| Street Address | 19 SMITH ST |
| City | HARRISON |
| State | ME |
| Zip | 04040-3461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 12 |
| Jurisdiction | HARRISON ME |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 15000 |
Source: Cumberland County and Harrison Town records · APN HRRS M:45 L:0012
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 ROWE HILL RD, GREENWOOD, ME 04255-3518 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage HMA MORTGAGE |
| Mar 30, 2020 | Deed of Trust, Mortgage KEYBANK USA |
| Sep 08, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Feb 11, 2015 · Amount on Record |
| Deed Book / Page | 42004 / 20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON ME |
| Recording Date | Jan 20, 2026 |
| Property Address | 19 SMITH ST, HARRISON, ME 04040-3461 |
| Document Number | 0420040020 |
| Book / Page | 42004 / 20 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2302 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 ROWE HILL RD, GREENWOOD, ME 04255-3518 |
| Document Number | 0000002303 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2303 |
| Name | HMA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON ME |
| Property Address | 19 SMITH ST, HARRISON, ME 04040-3461 |
| Document Number | 0365630212 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 19 SMITH ST HARRISON ME 040403461, HARRISON, ME 04040-3461 |
| Document Number | 0365630212 |
|---|---|
| Date | Apr 03, 2020 |
| Book Page | 036563/000212 |
| Instrument | 17541 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 02, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON ME |
| Property Address | 19 SMITH ST, HARRISON, ME 04040-3461 |
| Document Number | 0343730081 |
| Book / Page | 034373 / 000081 |
| Instrument Date | Sep 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 19 SMITH ST HARRISON ME 040403454, HARRISON, ME 04040-3454 |
| Document Number | 0343730081 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 034373/000081 |
| Instrument | 51465 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 09, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland County and Harrison Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harrison Town |
| Unified School District | School Administrative District 17 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,279.00 (+6.59%) | $277,700 (-) Land $47,900 Building $229,800 |
| 2024 | $2,138.00 (-1.47%) | $277,700 (+65.69%) Land $47,900 Building $229,800 |
| 2023 | $2,170.00 (+8.83%) | $167,600 (-) Land $24,500 Building $143,100 |
| 2022 | $1,994.00 | $167,600 Land $24,500 Building $143,100 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050150002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Nearby Flood Policies | 6 in force 1 of 6 on primary residences |
| Nearby Flood Claims | 5 (1989–2012) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2012, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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