Cumberland County and Harrison Town property record for 16 Smith St, Harrison, ME 04040 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,528 sqft · built 1832 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Feb 2025) |
| Tax Bill | $3,499 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HRRS M:45 L:0018 |
| Primary APN | HRRS M:45 L:0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 764 sqft |
| Year Built | Built 1832 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Lot Area | 19,602 sqft (0.45 acres) |
| Sewer | Septic |
|---|
| Account Number | 898 |
|---|---|
| Street Address | 16 SMITH ST |
| City | HARRISON |
| State | ME |
| Zip | 04040-3461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 18 |
| Jurisdiction | HARRISON ME |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 15000 |
Source: Cumberland County and Harrison Town records · APN HRRS M:45 L:0018
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 BRACKETT RD, GORHAM, ME 04038-1803 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit EMPEOPLE CREDIT UNION |
| Oct 31, 2025 | Deed of Trust, Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on Record |
| Deed Sale | Feb 21, 2025 · Amount on Record |
| Deed Document Number | 20256303 |
| Deed Book / Page | 41295 / 248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON ME |
| Property Address | 16 SMITH ST, HARRISON, ME 04040-3461 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0420010262 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 42001/262 |
| Instrument | 2143 |
| Name | EMPEOPLE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON ME |
| Property Address | 16 SMITH ST, HARRISON, ME 04040-3461 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0418360243 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 41836/243 |
| Instrument | 45314 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Cumberland County and Harrison Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harrison Town |
| Unified School District | School Administrative District 17 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,499.00 (+6.58%) | $426,400 (-) Land $64,500 Building $361,900 |
| 2024 | $3,283.00 (+15.56%) | $426,400 (+94.35%) Land $64,500 Building $361,900 |
| 2023 | $2,841.00 (+8.81%) | $219,400 (-) Land $34,000 Building $185,400 |
| 2022 | $2,611.00 | $219,400 Land $34,000 Building $185,400 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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