19 Shadow Brook Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 19 Shadow Brook Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,493 sqft · built 2003
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on Record
Last Sale	$3,500 (Sep 2021)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Dec 2025 Transfer Sep 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9576940182`

Property Details

APN / Parcel Number

Primary APN	`9576940182`
Alternative APNs	`0602298` `602298`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,493 sqft Heated Area
1st Floor Area	1,062 sqft
Upper Floors Area	425 sqft
Basement Area	1,062 sqft
Unfinished Basement	1,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,886 sqft (1.26 acres)
Porch	Patio
Porch Area	586 sqft
Canopy	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	602298
Street Address	19 SHADOW BROOK DR
City	FLAT ROCK
State	NC
Zip	28731-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	602298~R2R
Legal Description	SHADOW BROOK LO19 SE2 PLC-366A
Legal Subdivision	SHADOW BROOK (2620)
Legal Tract	19
Legal Block	94
Legal Lot Number	182
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1019
Census Tract	931500

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 SHADOW BROOK DR, FLAT ROCK, NC 28731-9514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Intrafamily Transfer, Transfer
Sep 2, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BANK
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Jun 21, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	2021961890
Deed Book / Page	3777 / 243
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Dec 3, 2025
Property Address	19 SHADOW BROOK DR, FLAT ROCK, NC 28731-9514
Document Number	0043710582
Book / Page	4371 / 582
Map Reference	CAB C SL 366-A
Instrument Date	Dec 3, 2025
Instrument	1001041200
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 SHADOW BROOK DR, FLAT ROCK, NC 28731-9514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SHADOW BROOK DR, FLAT ROCK, NC 28731-9514

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 2, 2021
Property Address	19 SHADOW BROOK DR, FLAT ROCK, NC 28731-9514
Document Number	0037770243
Book / Page	3777 / 243
Map Reference	CAB C SL 366-A
Instrument Date	Sep 2, 2021
Instrument	961890
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SHADOW BROOK DR, FLAT ROCK, NC 28731-9514

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	19 SHADOW BROOK DR, FLAT ROCK, NC 28731-9514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031200336
Date	Oct 25, 2017
Book Page	3120/336
Instrument	872624

Lender

Name	ENTEGRA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2027

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	19 SHADOW BROOK DR, FLAT ROCK, NC 28731-9514
Document Number	0034070444
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SHADOW BROOK DR FLAT ROCK NC 287319514, FLAT ROCK, NC 28731-9514

Mortgage

Document Number	0034070444
Date	Oct 31, 2019
Book Page	003407/000444
Instrument	913821

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jun 21, 2019
Property Address	19 SHADOW BROOK DR, FLAT ROCK, NC 28731-9514
Document Number	0033490497
Book / Page	003349 / 000497
Instrument Date	Jun 18, 2019
Instrument	905699
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$670.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SHADOW BROOK DR FLAT ROCK NC 287319514, FLAT ROCK, NC 28731-9514

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,300 (-) Land $120,900 Building $369,400
2025	$2,603.00	$490,300 (-) Land $120,900 Building $369,400
2024	$2,603.00
2023		$490,300 Land $120,900 Building $369,400	$490,300 Land $120,900 Building $369,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 6 condo units
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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