15 Shadow Brook Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 15 Shadow Brook Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,948 sqft · built 1994
Lot Size1.62 acres (70,567 sqft)
Owner2 Individual Names on Record
Last Sale$407,500 (Jun 2015)
Tax Bill$3,120 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN9576940238

Property Details

APN / Parcel Number

Primary APN9576940238
Alternative APNs
  • 0600769
  • 600769

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,948 sqft Heated Area
1st Floor Area1,520 sqft
Upper Floors Area912 sqft
Basement Area1,520 sqft
Finished Basement456 sqft
Unfinished Basement1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area70,567 sqft (1.62 acres)

Exterior Amenities

PorchSlab
Porch Area220 sqft
Deck Area534 sqft
Balcony Area60 sqft
Shed1 Shed
Shed Area63 sqft
Canopy391 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number600769
Street Address15 SHADOW BROOK DR
CityFLAT ROCK
StateNC
Zip28731-9514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code600769~R2R
Legal DescriptionSHADOW BROOK LO20 SE2 PLC-366A
Legal SubdivisionSHADOW BROOK (2620)
Legal Block94
Legal Lot Number238
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group1
Census Block1019
Census Tract931500

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 SHADOW BROOK DR, FLAT ROCK, NC 28731-9514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2015 · Amount on Record
Deed SaleJun 30, 2015 · Amount on Record
Prior SaleMar 30, 2006 · Amount on Record
Deed Book / Page1622 / 25
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address15 SHADOW BROOK DR, FLAT ROCK, NC 28731-9514
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035650345
DateSep 21, 2020
Book Page3565/345
Instrument933957
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$587,700 (-) Land $99,300 Building $488,400
2025$3,120.00
2023$587,700 Land $99,300 Building $488,400$587,700 Land $99,300 Building $488,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 6 condo units
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

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