Haywood County property record for 19 Sapling Ln, Waynesville, NC 28786
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,230 sqft · built 2010 |
| Lot Size | 0.054 acres (2,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,000 (Dec 2022) |
| Tax Bill | $1,453 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8626-03-2960 |
| Primary APN | 8626-03-2960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,230 sqft Heated Area |
| Gross Area | 1,823 sqft |
| 1st Floor Area | 1,230 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 2,352 sqft (0.054 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 276269 |
|---|---|
| Street Address | 19 SAPLING LN |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28786-7066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCND |
| Legal Description | #10 PINE SHADOWS |
| Legal Subdivision | PINE SHADOWS |
| Legal Unit | 10 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | WAYNESVILLE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 921000 |
19 Sapling Ln is owned and occupied by an individual who bought it in December 2022.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 SAPLING LN, WAYNESVILLE, NC 28786-7066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 25, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2022 · Amount on File |
| Deed Sale | Dec 8, 2022 · Amount on File |
| Prior Sale | Apr 25, 2022 · Amount on File |
| Deed Document Number | 202212644 |
| Deed Book / Page | 1077 / 801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Dec 8, 2022 |
| Property Address | 19 SAPLING LN, WAYNESVILLE, NC 28786-7066 |
| Document Number | 0010770801 |
| Book / Page | 1077 / 801 |
| Map Reference | CAB C SL 6032 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022012644 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 273 TURKEY TRL, WAYNESVILLE, NC 28786-7199 |
| Name | Verified Name |
|---|---|
| Address | 19 SAPLING LN, WAYNESVILLE, NC 28786-7066 |
| Document Number | 0010770804 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 1077-0804 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2028 |
| Min Rate At Change | 3.1% |
| Max Rate At Change | 7.1% |
| Index | 10-Year CMTI |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 25, 2022 |
| Property Address | 19 SAPLING LN, WAYNESVILLE, NC 28786-7066 |
| Document Number | 0010611162 |
| Book / Page | 1061 / 1162 |
| Map Reference | CAB C SL 6032 |
| Instrument Date | Apr 24, 2022 |
| Instrument | 2022004531 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 PINEY MOUNTAIN DR # DR507, 55, ASHEVILLE, NC 28805-1297 |
| Name | Verified Name |
|---|---|
| Address | 273 TURKEY TRL, WAYNESVILLE, NC 28786-7199 |
The 2025 property tax bill for 19 Sapling Ln was $1,453.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Waynesville Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,300 (-) Land $30,000 Building $205,300 | ||
| 2025 | $1,453.00 | $235,300 Land $30,000 Building $205,300 | $235,300 Land $30,000 Building $205,300 |
| 2023 | $235,300 Land $30,000 Building $205,300 | $235,300 Land $30,000 Building $205,300 | |
| 2021 | $235,300 Land $30,000 Building $205,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Sapling Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Sapling Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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