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18 Sapling Ln, Waynesville, NC 28786 Property Records

Haywood County property record for 18 Sapling Ln, Waynesville, NC 28786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 993 sqft · built 2006
Lot Size0.051 acres (2,222 sqft)
Owner2 Individual Names on Record
Last Sale$278,000 (Jan 2019)
Tax Bill$1,622 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN8626-03-2908

Property Details

APN / Parcel Number

Primary APN8626-03-2908
Alternative APNs
  • 8626033854
  • 256569

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area993 sqft Heated Area
Gross Area1,625 sqft
1st Floor Area993 sqft
Upper Floors Area564 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Lot Area2,222 sqft (0.051 acres)
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump

Location & Zoning

Account Number256569
Street Address18 SAPLING LN
CityWAYNESVILLE
StateNC
Zip28786-7066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCND
Legal Description#1 PINE SHADOWS
Legal SubdivisionPINE SHADOWS
Legal Unit1
JurisdictionHAYWOOD NC
Township / Civil DivisionWAYNESVILLE
Census Block Group1
Census Block1023
Census Tract921000

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18 SAPLING LN, WAYNESVILLE, NC 28786-7066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jan 29, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2019 · Amount on Record
Deed SaleJan 29, 2019 · Amount on Record
Prior SaleMay 29, 2014 · Amount on Record
Deed Document Number2019709
Deed Book / Page966 / 2486
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address18 SAPLING LN, WAYNESVILLE, NC 28786-7066
Document Number0009940984
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedApr 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18 SAPLING LN HAZELWOOD NC 287867066, HAZELWOOD, NC 28786-7066

Mortgage

Document Number0009940984
DateMar 30, 2020
Book Page000994/000984
Instrument2908
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMar 29, 2040

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateJan 29, 2019
Property Address18 SAPLING LN, WAYNESVILLE, NC 28786-7066
Document Number0009662486
Book / Page966 / 2486
Map ReferenceCAB C SL 4931
Instrument DateJan 29, 2019
Instrument2019000709
Transaction TypeTransfer
Record UpdatedAug 30, 2021

Transaction

AmountAmount Recorded
Tax$556.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 SAPLING LN, WAYNESVILLE, NC 28786-7066

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
MunicipalityWaynesville Town
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,100 (-) Land $30,000 Building $236,100
2025$1,622.00$266,100 (-) Land $30,000 Building $236,100$266,100 (-) Land $30,000 Building $236,100
2023$266,100 Land $30,000 Building $236,100$266,100 (-) Land $30,000 Building $236,100
2021$266,100 Land $30,000 Building $236,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WAYNESVILLE
serves 19,758 people · EPA ID NC0144010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Skyrunner
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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