Bergen County and Demarest Borough property record for 19 Ruth Ln, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 1,356 sqft · built 1958 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Company Name on Record |
| Last Sale | $595,000 (Aug 2005) |
| Tax Bill | $15,377 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00015-0000-00960 |
| Primary APN | 09-00015-0000-00960 |
|---|---|
| Alternative APN |
|
| Building Area | 1,356 sqft Living Area |
|---|
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 12,023 sqft (0.276 acres) |
| Street Address | 19 RUTH LN |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.276AC |
| Legal Subdivision | BOSTON LAND CO ESTATE SEC B |
| Legal Block | 15 |
| Legal Lot Number | 960 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 19 RUTH LN, DEMAREST, NJ 07627-2117 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2005 · Amount on Record |
| Deed Sale | Aug 4, 2005 · Amount on Record |
| Deed Book / Page | 8860 / 297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 19 RUTH LN, DEMAREST, NJ 07627-2117 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 19 RUTH LN, DEMAREST, NJ 07627-2117 |
| Document Number | 0047010043 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 4701/43 |
| Instrument | 2022057237 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 5, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 19 RUTH LN, DEMAREST, NJ 07627-2117 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0040150823 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 4015/823 |
| Instrument | 2021036824 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2031 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $851,900 (-) Land $610,400 Building $241,500 | $851,900 (-) Land $610,400 Building $241,500 | |
| 2025 | $15,377.00 (+15.53%) | $851,900 (+95.66%) Land $610,400 Building $241,500 | $851,900 (+95.66%) Land $610,400 Building $241,500 |
| 2024 | $13,310.00 (+7.68%) | ||
| 2023 | $435,400 Land $320,200 Building $115,200 | $435,400 Land $320,200 Building $115,200 | |
| 2022 | $12,361.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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