15 Ruth Ln, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 15 Ruth Ln, Demarest, NJ 07627 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,716 sqft · built 1962
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jun 2013)
Tax Bill	$17,178 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00015-0000-00965`

Property Details

APN / Parcel Number

Primary APN	`09-00015-0000-00965`
Alternative APN	`090001500965`

Interior

Building Area	1,716 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	15 RUTH LN
City	DEMAREST
State	NJ
Zip	07627-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.230AC
Legal Block	15
Legal Lot Number	965
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	3
Census Block	3013
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records · APN 09-00015-0000-00965

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 RUTH LN, DEMAREST, NJ 07627-2117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2013 · Amount on Record
Deed Sale	Jun 10, 2013 · Amount on Record
Prior Sale	Oct 26, 2006 · Amount on Record
Deed Document Number	201363444
Deed Book / Page	1417 / 1930
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	15 RUTH LN, DEMAREST, NJ 07627-2117
Transaction Type	Mortgage
Record Updated	Jun 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046401567
Date	Apr 01, 2022
Book Page	4640/1567
Instrument	2022038155

Lender

Name	INTEREST MORTGAGE LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$951,700 (-) Land $592,000 Building $359,700	$951,700 (-) Land $592,000 Building $359,700
2025	$17,178.00 (+17.14%)	$951,700 (+98.39%) Land $592,000 Building $359,700	$951,700 (+98.39%) Land $592,000 Building $359,700
2024	$14,664.00 (+7.68%)
2023		$479,700 Land $311,000 Building $168,700	$479,700 Land $311,000 Building $168,700
2022	$13,618.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 8% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.