19 Ruth Ave, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 19 Ruth Ave, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1980
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$126,400 (Nov 2014)
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:09 B:A L:009`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:09 B:A L:009`
Alternative APN	`1224`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1224
Street Address	19 RUTH AVE
City	HAMPDEN
State	ME
Zip	04444-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11 - R
Legal Subdivision	COOL BROOK ACRES
Legal Block	A
Legal Lot Number	9
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	2
Census Block	2005
Census Tract	2000

Owner

19 Ruth Ave is owned and occupied by two individuals who bought it in November 2014.

Source: Penobscot County and Hampden Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 RUTH AVE, HAMPDEN, ME 04444-1520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 26, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 22, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 12, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2014 · Amount on File
Deed Sale	Nov 25, 2014 · Amount on File
Deed Document Number	201433842
Deed Book / Page	13709 / 109
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	19 RUTH AVE, HAMPDEN, ME 04444-1520
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170290153
Date	Dec 20, 2023
Book Page	17029/153
Instrument	30774

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	19 RUTH AVE, HAMPDEN, ME 04444-1520
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0168590176
Date	Jun 26, 2023
Book Page	16859/176
Instrument	13873

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	253 Months
Due	Jul 1, 2044

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	19 RUTH AVE, HAMPDEN, ME 04444-1520
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0168560161
Date	Jun 22, 2023
Book Page	16856/161
Instrument	13596

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	253 Months
Due	Jul 1, 2044

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	19 RUTH AVE, HAMPDEN, ME 04444-1520
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160170154
Date	May 12, 2021
Book Page	16017/154
Instrument	15152

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	277 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 19 Ruth Ave was $3,276, up 26.9% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,276.00 (+26.88%)	$185,610 (+12.49%) Land $54,020 Building $131,590
2024	$2,582.00 (-0.88%)	$165,000 (+21.95%) Land $48,000 Building $117,000
2023	$2,605.00 (+7.91%)	$135,300 (+16.04%) Land $39,400 Building $95,900	$222,300
2022	$2,414.00	$116,600 Land $33,900 Building $82,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Ruth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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