15 Ruth Ave, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 15 Ruth Ave, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 928 sqft · built 1979
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$181,200 (Mar 2019)
Tax Bill	$3,090 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:09 B:A L:010`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:09 B:A L:010`
Alternative APN	`1225`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1225
Street Address	15 RUTH AVE
City	HAMPDEN
State	ME
Zip	04444-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11 - R
Legal Subdivision	LAND COOL BROOK ACRES
Legal Block	A
Legal Lot Number	10
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	2
Census Block	2005
Census Tract	2000

Owner

15 Ruth Ave is owned and occupied by two individuals who bought it in March 2019.

Source: Penobscot County and Hampden Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 RUTH AVE, HAMPDEN, ME 04444-1520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 29, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Aug 22, 2006 · Amount on File
Deed Document Number	20198336
Deed Book / Page	15105 / 277
Transfer Doc	10591-0038
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	15 RUTH AVE, HAMPDEN, ME 04444-1520
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170680278
Date	Feb 16, 2024
Book Page	17068/278
Instrument	3173

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Mar 29, 2019
Property Address	15 RUTH AVE, HAMPDEN, ME 04444-1520
Document Number	0151050277
Book / Page	15105 / 277
Instrument Date	Mar 29, 2019
Instrument	8336
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 HUSSON AVE APT 43, 43, BANGOR, ME 04401-3263

Mortgage

Document Number	0000008337
Date	Mar 29, 2019
Instrument	8337

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 Ruth Ave was $3,090, up 26.8% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,090.00 (+26.8%)	$175,090 (+12.45%) Land $57,380 Building $117,710
2024	$2,437.00 (-0.77%)	$155,700 (+22.02%) Land $51,000 Building $104,700
2023	$2,456.00 (+7.96%)	$127,600 (+16.11%) Land $41,800 Building $85,800	$226,575
2022	$2,275.00	$109,900 Land $36,000 Building $73,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Ruth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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