Bergen County and Saddle River Borough property record for 19 Rock Ledge Rd, Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5,416 sqft · built 1970 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Nov 2015) |
| Tax Bill | $18,781 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01703-0000-00018 |
| Primary APN | 58-01703-0000-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,416 sqft Living Area |
| 1st Floor Area | 5,416 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 87,120 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 042540 |
|---|---|
| Street Address | 19 ROCK LEDGE RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.AC (10,9-D) |
| Legal Subdivision | HEDGER CONSTRUCTION CO INC |
| Legal Block | 1703 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records · APN 58-01703-0000-00018
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 ROCK LEDGE RD, SADDLE RIVER, NJ 07458-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 06, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jun 18, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 27, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2015 · Amount on Record |
| Deed Sale | Nov 13, 2015 · Amount on Record |
| Prior Sale | Jul 18, 2008 · Amount on Record |
| Deed Document Number | 201584956 |
| Deed Book / Page | 2102 / 383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 19 ROCK LEDGE RD, SADDLE RIVER, NJ 07458-3108 |
| Document Number | 0035341454 |
| Instrument Date | Feb 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 19 ROCK LEDGE RD SADDLE RIVER NJ 074583108, SADDLE RIVER, NJ 07458-3108 |
| Document Number | 0035341454 |
|---|---|
| Date | Mar 06, 2020 |
| Book Page | 003534/001454 |
| Instrument | 20027350 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 05, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 19 ROCK LEDGE RD, SADDLE RIVER, NJ 07458-3108 |
| Document Number | 0029920645 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 19 ROCK LEDGE RD SADDLE RIVER NJ 074583108, SADDLE RIVER, NJ 07458-3108 |
| Document Number | 0029920645 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 002992/000645 |
| Instrument | 48808 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 19 ROCK LEDGE RD, SADDLE RIVER, NJ 07458-3108 |
| Document Number | 0025331448 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 19 ROCK LEDGE RD SADDLE RIVER NJ 074583108, SADDLE RIVER, NJ 07458-3108 |
| Document Number | 0025331448 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 002533/001448 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 12, 2032 |
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,760,200 (-) Land $905,000 Building $855,200 | $1,760,200 (-) Land $905,000 Building $855,200 | |
| 2025 | $18,781.00 (+2.99%) | $1,760,200 (-) Land $905,000 Building $855,200 | $1,760,200 (-) Land $905,000 Building $855,200 |
| 2024 | $18,235.00 (+4.22%) | ||
| 2023 | $1,760,200 Land $905,000 Building $855,200 | $1,760,200 Land $905,000 Building $855,200 | |
| 2022 | $17,496.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030531001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 6 of 9 on primary residences |
| Nearby Flood Claims | 17 (1999–2021) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Sep 2021, river or lake flooding, Remnants Of Hurricane Ida |
| Flood Events |
|
| Wildfire Risk | Low above 7% of the US · above 18% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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