10 Rock Ledge Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 10 Rock Ledge Rd, Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details5,539 sqft · built 1971
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$956,000 (Mar 2021)
Tax Bill$18,214 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN58-01901-0000-00002

Property Details

APN / Parcel Number

Primary APN58-01901-0000-00002
Alternative APNs
  • 580190100002
  • 042510

Interior

Stories2 Stories
Building Area5,539 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeFrame
Lot Area87,120 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number042510
Street Address10 ROCK LEDGE RD
CitySADDLE RIVER
StateNJ
Zip07458-3108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description2AC (10,9-A)
Legal SubdivisionHEDGER CONSTRUCTION CO INC
Legal Block1901
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE RIVER
Census Block Group1
Census Block1009
Census Tract53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 ROCK LEDGE RD, SADDLE RIVER, NJ 07458-3108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2021 · Amount on Record
Deed SaleMar 23, 2021 · Amount on Record
Deed Document Number202141569
Deed Book / Page4030 / 1503
Prior Transfer DateNov 21, 2016
Prior Transfer Doc0024662279
Record UpdatedSep 20, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 23, 2021
Property Address10 ROCK LEDGE RD, SADDLE RIVER, NJ 07458-3108
Document Number0040301503
Book / Page4030 / 1503
Instrument DateDec 7, 2020
Instrument2021041569
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyREALSAFE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,064.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1035 US HIGHWAY 46B107, 1035, CLIFTON, NJ 07013

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ROCK LEDGE RD, SADDLE RIVER, NJ 07458-3108

Mortgage

Document Number2021041570
DateMar 23, 2021
Instrument2021041570
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalitySaddle River Borough
Unified School DistrictSaddle River Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,707,000 (-) Land $905,400 Building $801,600$1,707,000 (-) Land $905,400 Building $801,600
2025$18,214.00 (+2.99%)$1,707,000 (-) Land $905,400 Building $801,600$1,707,000 (-) Land $905,400 Building $801,600
2024$17,685.00 (+4.23%)
2023$1,707,000 Land $905,400 Building $801,600$1,707,000 Land $905,400 Building $801,600
2022$16,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims17 (1999–2021)
Claims Outside the SFHA5 of 17
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Sep 2011 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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