19 Red Clover Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 19 Red Clover Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,320 sqft · built 1984
Lot Size	0.205 acres (8,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,400 (Aug 2020)
Tax Bill	$1,721 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP007630000270A`

Property Details

APN / Parcel Number

Primary APN	`RP007630000270A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,320 sqft Finished Area
1st Floor Area	2,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,930 sqft (0.205 acres)
Garage Type	Built-in
Pole Barn	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19 RED CLOVER DR
City	SANDPOINT
State	ID
Zip	83864-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	6-57N-1W RED CLOVER LOTS LOT 27 PHASE I REPLAT CPWRS
Legal Range	01W
Legal Township	57N
Legal Section	06
Legal Subdivision	RED CLOVER
Legal Phase	1
Legal Lot Number	27
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1003
Census Tract	950203

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 RED CLOVER DR, SANDPOINT, ID 83864-8805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Aug 2, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	2020963427
Prior Transfer Date	Feb 24, 2012
Prior Transfer Doc	835727
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	19 RED CLOVER DR, SANDPOINT, ID 83864-8805
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	994560
Date	Oct 29, 2021
Instrument	994560

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 19, 2020
Property Address	19 RED CLOVER DR, SANDPOINT, ID 83864-8805
Document Number	963427
Map Reference	MB 4 PG 1
Instrument Date	Aug 18, 2020
Instrument	963427
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEURD ALENE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	18 RED CLOVER DR, SANDPOINT, ID 83864-8805

Mortgage

Document Number	963428
Date	Aug 19, 2020
Instrument	963428

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 2, 2018
Property Address	19 RED CLOVER DR, SANDPOINT, ID 83864-8805
Document Number	925516
Map Reference	MB4 PG1
Instrument Date	Jul 26, 2018
Instrument	925516
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19 RED CLOVER DR, SANDPOINT, ID 83864-8805

Mortgage

Document Number	925517
Date	Aug 2, 2018
Instrument	925517

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Mortgage

Document Number	925524
Date	Aug 2, 2018
Instrument	925524

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2028

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,721.00 (+8.65%) Homeowner's exemption	$528,050 (-) Land $146,110 Building $381,940	$528,050 (-) Land $146,110 Building $381,940
2025	$1,584.00 (+3.73%) Homeowner's exemption	$528,050 (+1.05%) Land $146,110 Building $381,940	$528,050 (+1.05%) Land $146,110 Building $381,940
2023	$1,527.00 Homeowner's exemption	$522,551 Land $146,110 Building $376,441	$522,551 Land $146,110 Building $376,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet, Ziply Fiber.

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