87 Red Clover Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 87 Red Clover Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,252 sqft · built 1993
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$436,240 (Jan 2026)
Tax Bill	$1,038 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP007630000230A`

Property Details

APN / Parcel Number

Primary APN	`RP007630000230A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,252 sqft Finished Area
1st Floor Area	1,252 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	87 RED CLOVER DR
City	SANDPOINT
State	ID
Zip	83864-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	6-57N-1W RED CLOVER LOTS LOT 23 PHASE I REPLAT
Legal Range	01W
Legal Township	57N
Legal Section	06
Legal Subdivision	RED CLOVER
Legal Phase	1
Legal Lot Number	23
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1003
Census Tract	950203

Owner

87 Red Clover Dr is owned and occupied by an individual who bought it in January 2026.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	87 RED CLOVER DR, SANDPOINT, ID 83864-8805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on File
Deed Sale	Jan 15, 2026 · Amount on File
Prior Sale	Aug 20, 2020 · Amount on File
Deed Document Number	20261057111
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	87 RED CLOVER DR, SANDPOINT, ID 83864-8805
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9922 E MONTGOMERY DR 10, 10, SPOKANE VALLEY, WA 99206-4158

Mortgage

Document Number	0001057112
Date	Jan 15, 2026
Instrument	1057112

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Adjustable	Adjustable Rate Rider

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 20, 2020
Property Address	87 RED CLOVER DR, SANDPOINT, ID 83864-8805
Document Number	963554
Map Reference	MB 4 PG 1
Instrument Date	Aug 10, 2020
Instrument	963554
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6, NORDMAN, ID 83848-0006

Mortgage

Document Number	963555
Date	Aug 20, 2020
Instrument	963555

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 87 Red Clover Dr was $1,038 with a homeowner's exemption, up 8.4% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,038.00 (+8.35%) Homeowner's exemption	$354,350 (-0.64%) Land $146,110 Building $208,240	$354,350 (-0.64%) Land $146,110 Building $208,240
2025	$958.00 Homeowner's exemption	$356,630 Land $146,110 Building $210,520	$356,630 Land $146,110 Building $210,520
2023	$893.00 Homeowner's exemption	$345,106 Land $146,110 Building $198,996	$345,106 Land $146,110 Building $198,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Red Clover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Red Clover Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet, Ting.

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