Essex County and Andover Town property record for 19 Ravens Bluff, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,092 sqft · built 1991 |
| Lot Size | 0.667 acres (29,041 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (Dec 2020) |
| Tax Bill | $14,418 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00223 B:00005 L:0000M |
| Primary APN | ANDO M:00223 B:00005 L:0000M |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,092 sqft Living Area |
| Gross Area | 5,520 sqft |
| Basement Area | 1,420 sqft |
| Unfinished Basement | 1,420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,041 sqft (0.667 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 19 RAVENS BLF |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Block | 5 |
| Legal Lot Number | M |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 254402 |
19 Ravens Bluff is owned and occupied by two individuals who bought it in December 2020.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 RAVENS BLF, ANDOVER, MA 01810-4290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2018 | Deed of Trust, Mortgage HANSCOM FCU |
| Dec 9, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Jan 23, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 29, 2018 | Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on File |
| Deed Sale | Dec 9, 2020 · Amount on File |
| Prior Sale | Jun 29, 2018 · Amount on File |
| Deed Book / Page | 16649 / 148 |
| Prior Transfer Date | Dec 8, 2020 |
| Prior Transfer Doc | 16649-148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 19 RAVENS BLF, ANDOVER, MA 01810-4290 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015625-23 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 15625/23 |
| Instrument | 23211 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Dec 9, 2020 |
| Property Address | 19 RAVENS BLF, ANDOVER, MA 01810-4290 |
| Document Number | 16649-148 |
| Book / Page | 16649 / 148 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 35147 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 RAVENS BLF, ANDOVER, MA 01810-4290 |
| Document Number | 35148 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 35148 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jan 23, 2020 |
| Property Address | 19 RAVENS BLF, ANDOVER, MA 01810-4290 |
| Document Number | 16163-142 |
| Book / Page | 016163 / 000142 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 1654 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 19 RAVENS BLF ANDOVER MA 018104290, ANDOVER, MA 01810-4290 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 29, 2018 |
| Property Address | 19 RAVENS BLF, ANDOVER, MA 01810-4290 |
| Document Number | 15536-139 |
| Book / Page | 15536 / 139 |
| Instrument | 15583 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.24 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 RAVENS BLF, ANDOVER, MA 01810-4290 |
| Document Number | 155360141 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 15536/0141 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2048 |
The 2025 property tax bill for 19 Ravens Bluff was $14,418, up 6.2% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,418.00 (+6.23%) | $1,154,400 (+9.56%) Land $509,700 Building $644,700 | $1,105,705 |
| 2024 | $13,572.00 (+6.86%) | $1,053,700 (+13.33%) Land $478,300 Building $575,400 | |
| 2023 | $12,701.00 | $929,800 Land $408,900 Building $520,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Ravens Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Ravens Bluff is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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