Essex County and Andover Town property record for 16 Ravens Bluff, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,157 sqft · built 1992 |
| Lot Size | 0.667 acres (29,041 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $685,000 (Aug 2009) |
| Tax Bill | $14,272 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00223 B:00005 L:0000J |
| Primary APN | ANDO M:00223 B:00005 L:0000J |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,157 sqft Living Area |
| Gross Area | 5,788 sqft |
| Basement Area | 2,140 sqft |
| Unfinished Basement | 1,451 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 29,041 sqft (0.667 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 16 RAVENS BLF |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Subdivision | ANDOVER |
| Legal Block | 5 |
| Legal Lot Number | J |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 254402 |
16 Ravens Bluff is owner-occupied and held in a trust since December 2025.
Source: Essex County and Andover Town records, as of September 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 16 RAVENS BLF, ANDOVER, MA 01810-4289 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Oct 3, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2009 · Amount on File |
| Deed Sale | Aug 24, 2009 · Amount on File |
| Prior Sale | May 27, 1998 · Amount on File |
| Deed Book / Page | 11742 / 344 |
| Last Transfer Date | Dec 19, 2025 |
| Transfer Doc | 018489-310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jan 14, 2026 |
| Property Address | 16 RAVENS BLF, ANDOVER, MA 01810-4289 |
| Document Number | 018489-310 |
| Book / Page | 18489 / 310 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 644 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 RAVENS BLF, ANDOVER, MA 01810-4289 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 16 RAVENS BLF, ANDOVER, MA 01810-4289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15638-140 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 15638/140 |
| Instrument | 24316 |
| Name | SANTANDER BANK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 16 Ravens Bluff was $14,272, up 1.8% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,272.00 (+1.76%) | $1,142,700 (+4.94%) Land $509,700 Building $633,000 | $1,268,535 |
| 2024 | $14,025.00 (+5.95%) | $1,088,900 (+12.37%) Land $478,300 Building $610,600 | |
| 2023 | $13,237.00 | $969,000 Land $408,900 Building $560,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Ravens Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Ravens Bluff is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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