19 Radcliffe St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 19 Radcliffe St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 991 sqft · built 1937
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,638 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`551400 146-19-1-19`

Property Details

APN / Parcel Number

Primary APN	`551400 146-19-1-19`
Alternative APN	`140014601900010190000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	991 sqft Living Area
1st Floor Area	715 sqft
2nd Floor Area	276 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	19 RADCLIFFE ST
City	RYE
State	NY
Zip	10580-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	5
Census Block	5010
Census Tract	7600

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 RADCLIFFE ST, RYE, NY 10580-3526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Apr 6, 2017	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 12, 2017
Transfer Doc	0572483438
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	19 RADCLIFFE ST, RYE, NY 10580-3526
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	MACGREGOR ABSTRACT CORPORATION, MACGREGOR ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 RADCTIFF AVE, RYE, NY 10580

Mortgage

Document Number	0652313722
Date	Aug 21, 2025
Instrument	652313722

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	19 RADCLIFFE ST, RYE, NY 10580-3526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0570963300
Date	Apr 6, 2017
Instrument	570963300

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	419 Months
Due	Mar 25, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,638.00	$12,400 (-) Land $4,500 Building $7,900	$1,050,848 (+6.78%) Land $381,356 Building $669,492
2024		$12,400 (-) Land $4,500 Building $7,900	$984,127 (+2.38%) Land $357,143 Building $626,984
2023		$12,400 Land $4,500 Building $7,900	$961,240 Land $348,837 Building $612,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	143 (1979–2023)
Claims Outside the SFHA	39 of 143
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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