7 Radcliffe St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 7 Radcliffe St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1955
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Nov 2005)
Tax Bill	$14,544 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`551400 146-19-1-20`

Property Details

APN / Parcel Number

Primary APN	`551400 146-19-1-20`
Alternative APN	`140014601900010200000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,168 sqft Living Area
1st Floor Area	664 sqft
2nd Floor Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	7 RADCLIFFE ST
City	RYE
State	NY
Zip	10580-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUBDIVISION MAP RYE BEACH MANOR
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	5
Census Block	5010
Census Tract	7600

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 RADCLIFFE ST, RYE, NY 10580-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 12, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 28, 2017	Loan Modification, Mortgage · Conventional Mortgage USAA
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2005 · Amount on Record
Deed Sale	Nov 22, 2005 · Amount on Record
Deed Document Number	2005453080106
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	7 RADCLIFFE ST, RYE, NY 10580-3526
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RADCLIFFE ST, RYE, NY 10580-3526

Mortgage

Document Number	0631243272
Date	May 5, 2023
Instrument	631243272

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	7 RADCLIFFE ST, RYE, NY 10580-3526
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	ACCURATE GROUP, ACCURATE GROUP LLCC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RADCLIFFE ST, HARTSDALE, NY 10530

Mortgage

Document Number	0612233831
Date	Aug 12, 2021
Instrument	612233831

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	7 RADCLIFFE ST, RYE, NY 10580-3526
Document Number	0571313514
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	ORION ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RADCLIFFE ST RYE NY 105803526, RYE, NY 10580-3526

Mortgage

Document Number	0571313514
Date	May 15, 2017
Book Page	057131/003514

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Interest

Rate Type	Fixed Rate
Rate	5.12%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	7 RADCLIFFE ST, RYE, NY 10580-3526
Document Number	0571313506
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	ORION ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RADCLIFFE ST RYE NY 105803526, RYE, NY 10580-3526

Mortgage

Document Number	0571313506
Date	May 15, 2017
Book Page	057131/003506

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,544.00	$13,300 (-) Land $3,350 Building $9,950	$1,127,118 (+6.78%) Land $283,898 Building $843,220
2024	Disabled Person's exemption Veteran's exemption	$13,300 (-) Land $3,350 Building $9,950	$1,055,556 (+2.38%) Land $265,873 Building $789,683
2023		$13,300 Land $3,350 Building $9,950	$1,031,008 Land $259,690 Building $771,318

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	143 (1979–2023)
Claims Outside the SFHA	39 of 143
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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