19 Pearl St, Westerly, RI 02891 Property Records

Westerly Town property record for 19 Pearl St, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,778 sqft · built 1907
Lot Size	0.408 acres (17,761 sqft)
Owner	Individual Name on File
Last Sale	$219,500 (Jan 2017)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:037 B:144-A L`

Property Details

APN / Parcel Number

Primary APN	`M:037 B:144-A L`
Alternative APNs	`WEST M:37 B:144 L:A` `12134020`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	3,180 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,761 sqft (0.408 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12134020
Street Address	19 PEARL ST
City	WESTERLY
State	RI
Zip	02891-1605
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	144
Legal Lot Number	A
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1029
Census Tract	50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North End Historic District listed 2006 · 296 contributing resources · NRIS 06000298

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

19 Pearl St, a duplex, is owned and occupied by an individual who bought it in January 2017.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	19 PEARL ST, WESTERLY, RI 02891-1605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2017 · Amount on File
Deed Sale	Jan 4, 2017 · Amount on File
Prior Sale	Jul 23, 1999 · Amount on File
Deed Document Number	201740
Deed Book / Page	2017 / 180
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jan 4, 2017
Property Address	19 PEARL ST, WESTERLY, RI 02891-1605
Document Number	2017-180
Book / Page	002017 / 000180
Instrument Date	Jan 3, 2017
Instrument	40
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 PRINCE GEORGE ST #1 ANNAPOLIS MD 214011657, 1, ANNAPOLIS, MD 21401-1657

Mortgage

Document Number	2017-182,
Date	Jan 4, 2017
Book Page	002017/000182
Instrument	41

Lender

Name	PRIME LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19 Pearl St was $2,904.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,904.00	$373,300 Land $147,300 Building $226,000	$459,311
2023	$2,654.00 (+0.61%)	$261,200 (-) Land $106,100 Building $155,100
2022	$2,638.00	$261,200 Land $106,100 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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