18 Pearl St, Westerly, RI 02891 Property Records

Westerly Town property record for 18 Pearl St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Lot Size	0.308 acres (13,405 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2017)
Tax Bill	$4,687 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:37 B:7`

Property Details

APN / Parcel Number

Primary APN	`WEST M:37 B:7`
Alternative APNs	`M:037 B:7 L` `2150297`

Exterior

Architectural Style	Duplex Single
Lot Area	13,405 sqft (0.308 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	2150297
Street Address	18 PEARL ST
City	WESTERLY
State	RI
Zip	02891-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1027
Census Tract	50801

Owner

18 Pearl St is owned and occupied by two individuals who acquired it in July 2020.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 PEARL ST, WESTERLY, RI 02891-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Quit Claim Deed, Transfer WASHINGTON TR CO
Sep 19, 2017	Warranty Deed, Transfer MICHAEL BOUCHARD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Last Transfer Date	Jul 20, 2020
Transfer Doc	2020-14562
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 27, 2020
Property Address	18 PEARL ST, WESTERLY, RI 02891-1606
Document Number	2020-4562
Book / Page	002020 / 014562
Instrument Date	Jul 20, 2020
Instrument	3388
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 PEARL ST WESTERLY RI 028911606, WESTERLY, RI 02891-1606

Mortgage

Document Number	2020-4564
Date	Jul 27, 2020
Book Page	002020/014564
Instrument	3389

Lender

Name	WASHINGTON TR CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 19, 2017
Property Address	18 PEARL ST, WESTERLY, RI 02891-1606
Document Number	2017-6579
Book / Page	002017 / 016579
Instrument Date	Sep 19, 2017
Instrument	4072
Transaction Type	Transfer
Record Updated	Oct 4, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 NILES ST WESTERLY RI 028911660, WESTERLY, RI 02891-1660

Mortgage

Document Number	2017-6581
Date	Sep 19, 2017
Book Page	002017/016581
Instrument	4073

Lender

Name	MICHAEL BOUCHARD

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Pearl St was $4,687.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,687.00	$602,400 Land $146,100 Building $456,300	$503,272
2023	$4,473.00 (+0.58%)	$440,300 (-) Land $104,900 Building $335,400
2022	$4,447.00	$440,300 Land $104,900 Building $335,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Pearl St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures