19 Oakledge Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 19 Oakledge Rd, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,878 sqft · built 1951
Lot Size	0.157 acres (6,821 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Mar 2021)
Tax Bill	$8,336 (2026)
Deeds & Mortgages	Oct 2023 Transfer Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0015 B:0063 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0015 B:0063 L:0`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
Gross Area	3,610 sqft
Basement Area	645 sqft
Unfinished Basement	645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,821 sqft (0.157 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	19 OAKLEDGE RD
City	SWAMPSCOTT
State	MA
Zip	01907-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Subdivision	GARDNER PARK
Legal Block	63
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1003
Census Tract	202101

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 OAKLEDGE RD, SWAMPSCOTT, MA 01907-2915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 16, 2021	Fiduciary Deed, Transfer · Stand-Alone First Mortgage GUARANTY HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Mar 28, 2011 · Amount on Record
Deed Book / Page	39653 / 183
Last Transfer Date	Oct 2, 2023
Transfer Doc	00041826-9
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Oct 25, 2023
Property Address	19 OAKLEDGE RD, SWAMPSCOTT, MA 01907-2915
Document Number	00041826-9
Book / Page	41826 / 9
Instrument Date	Oct 2, 2023
Instrument	20231025002660
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 OAKLEDGE RD, SWAMPSCOTT, MA 01907-2915

March 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Mar 16, 2021
Property Address	19 OAKLEDGE RD, SWAMPSCOTT, MA 01907-2915
Document Number	039653-183
Book / Page	39653 / 183
Instrument Date	Mar 16, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 OAKLEDGE RD, SWAMPSCOTT, MA 01907-2915

Mortgage

Document Number	0039653186
Date	Mar 16, 2021
Instrument	39653/186

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,336.00 (+7.59%)	$694,700 (+2.84%) Land $364,400 Building $330,300	$784,953 (+7.03%)
2025	$7,748.00 (+12.52%)	$675,500 (+15.17%) Land $364,400 Building $311,100	$733,400
2023	$6,886.00	$586,500 Land $311,000 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1991–2011)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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