19 Locust St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 19 Locust St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,356 sqft · built 2011
Lot Size	12.9 acres (562,786 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,178 (2026)
Deeds & Mortgages	May 2021 Refinance Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-1A`

Property Details

APN / Parcel Number

Primary APN	`44-1A`
Alternative APN	`DOUG M:0221 B:0000017 L`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	5,442 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	562,786 sqft (12.9 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	44-1A
Street Address	19 LOCUST ST
City	DOUGLAS
State	MA
Zip	01516-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	ROBERT J & JEAN M MORSE
Legal Block	17
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1040
Census Tract	752101

Owner

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 LOCUST ST, DOUGLAS, MA 01516-2441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Oct 31, 2018	Deed of Trust, Mortgage UNIBANK FOR SAVINGS
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	19 LOCUST ST, DOUGLAS, MA 01516-2441
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65185-269
Date	May 17, 2021
Book Page	65185/269
Instrument	68163

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	19 LOCUST ST, DOUGLAS, MA 01516-2441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59623-24
Date	Oct 31, 2018
Book Page	59623/24
Instrument	115606

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2028

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	19 LOCUST ST, DOUGLAS, MA 01516-2441
Document Number	61795-123
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LOCUST ST DOUGLAS MA 015162441, DOUGLAS, MA 01516-2441

Mortgage

Document Number	61795-123
Date	Jan 27, 2020
Book Page	061795/000123
Instrument	8207

Lender

Name	THIRD FED'L S&L ASSN

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,178.00 (+10,097.78%)	$760,400 (+10.52%) Land $160,100 Building $565,800	$703,199 (+28.33%)
2025	$90.00 (-98.99%)	$688,000 (+4.4%) Land $144,400 Building $543,600	$547,960
2024	$8,910.00 (+2.43%)	$659,000 (+8.78%) Land $131,200 Building $527,800
2023	$8,699.00	$605,800 Land $131,200 Building $474,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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