Stephens County property record for 19 Laurel Mountain Dr, Toccoa, GA 30577
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 3 ba · 3,392 sqft · built 1991 |
| Lot Size | 6.84 acres (298,386 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,582 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039 075 |
| Primary APN | 039 075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,392 sqft Heated Area |
| Basement Area | 1,600 sqft |
| Unfinished Basement | 1,600 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 298,386 sqft (6.84 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
|---|---|
| Porch Area | 352 sqft |
| Deck Area | 720 sqft |
| Patio Area | 1,232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 374610 |
|---|---|
| Street Address | 19 LAUREL MOUNTAIN DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8365 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | RS |
| Legal Description | LOTS 9 & 10 LAUREL MOUNTAIN S/D |
| Legal Subdivision | LAUREL MOUNTAIN |
| Legal Tract | 9 |
| Legal Lot Number | 9,10 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970102 |
Source: Stephens County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-8365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 19 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-8365 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 19 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-8365 |
| Document Number | 0014380000000127 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 0000001438/0000000127 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 19 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-8365 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 19 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-8365 |
| Document Number | 0012540000000320 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 0000001254/0000000320 |
| Instrument | 000298 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,582.00 (+38.74%) Homeowner's exemption Senior Citizen's exemption | $154,794 (+58.9%) Land $11,242 Building $143,552 | $386,986 (+58.9%) Land $28,106 Building $358,880 |
| 2023 | $1,861.00 (-31.43%) Homeowner's exemption | $97,419 (+6.85%) Land $11,242 Building $86,177 | $243,548 (+6.85%) Land $28,106 Building $215,442 |
| 2022 | $2,714.00 Homeowner's exemption | $91,177 Land $11,242 Building $79,935 | $227,943 Land $28,106 Building $199,837 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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