171 Laurel Mountain Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 171 Laurel Mountain Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,730 sqft · built 1993
Lot Size	9.82 acres (427,759 sqft)
Owner	Individual Name on Record
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`039B 055`

Property Details

APN / Parcel Number

Primary APN	`039B 055`
Alternative APN	`372685`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,730 sqft Heated Area
Basement Area	1,344 sqft
Finished Basement	1,344 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	427,759 sqft (9.82 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	328 sqft
Patio Area	160 sqft
Canopy	360 sqft
Lean-To	220 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	372685
Street Address	171 LAUREL MOUNTAIN DR
City	TOCCOA
State	GA
Zip	30577-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PT TR 13 + TRACTS 14 & 15 LAUREL MOUNTAIN S/D
Legal Subdivision	LAUREL MOUNTAIN
Legal Tract	13
Legal Lot Number	13+
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1030
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	171 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer
Aug 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
May 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Nov 23, 2020	Deed of Trust, Mortgage FIRST CITIZENS BK & TR CO
Jul 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023
Deed Sale	Oct 31, 2023
Prior Sale	May 8, 2003 · Amount on Record
Deed Document Number	20231602
Deed Book / Page	1347 / 282
Prior Transfer Date	Jan 30, 2008
Prior Transfer Doc	0008620123
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 31, 2023
Property Address	171 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-9329
Document Number	0013470282
Book / Page	1347 / 282
Instrument Date	Oct 30, 2023
Instrument	2023001602
Transaction Type	Transfer
Record Updated	Dec 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-9329

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	171 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-9329
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-9329

Mortgage

Document Number	0013070000000361
Date	Aug 24, 2022
Book Page	0000001307/0000000361
Instrument	001401

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	171 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-9329
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-9329

Mortgage

Document Number	0012510000000176
Date	May 12, 2021
Book Page	0000001251/0000000176

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	171 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-9329
Document Number	0012510176
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 LAUREL MOUNTAIN DR TOCCOA GA 305779329, TOCCOA, GA 30577-9329

Mortgage

Document Number	0012510176
Date	May 12, 2021
Book Page	001251/000176

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 11, 2036

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 21, 2020
Property Address	171 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-9329
Document Number	0012160472
Book / Page	001216 / 000472
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	171 LAUREL MOUNTAIN DR TOCCOA GA 305779329, TOCCOA, GA 30577-9329

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	171 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-9329
Document Number	0011760269
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	171 LAUREL MOUNTAIN DR TOCCOA GA 305779329, TOCCOA, GA 30577-9329

Mortgage

Document Number	0011760269
Date	Apr 25, 2019
Book Page	001176/000269

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 24, 2039

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00 (+44.95%) Homeowner's exemption Senior Citizen's exemption	$119,122 (+56.4%) Land $14,521 Building $104,601	$297,806 (+56.4%) Land $36,303 Building $261,503
2023	$1,228.00 (-42.94%) Homeowner's exemption	$76,166 (+5.34%) Land $14,521 Building $61,645	$190,416 (+5.34%) Land $36,303 Building $154,113
2022	$2,152.00 Homeowner's exemption	$72,308 Land $14,521 Building $57,787	$180,770 Land $36,303 Building $144,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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