19 Lanman Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 19 Lanman Rd, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,743 sqft · built 2005
Lot Size	0.456 acres (19,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Mar 2015)
Tax Bill	$6,025 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`C56-000-598-4179-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-4179-1`
Alternative APNs	`16-1S-22-3050-0000-0050` `22S116305000000050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,743 sqft Living Area
Gross Area	3,958 sqft
1st Floor Area	2,155 sqft
Upper Floors Area	588 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	19,854 sqft (0.456 acres)
Lot Width	91 ft Width
Garage Type	Attached
Garage Area	744 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	471 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19 LANMAN RD
City	NICEVILLE
State	FL
Zip	32578-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAHIA OAKS PH I LOT 5
Legal Range	22W
Legal Township	01S
Legal Section	16
Legal Subdivision	BAHIA OAKS PH I
Legal Phase	1
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	4
Census Block	4068
Census Tract	21102

Owner

Source: Okaloosa County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 LANMAN RD, NICEVILLE, FL 32578-3622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 1, 2017	Deed of Trust, Mortgage · VA Mortgage STONEGATE MORTGAGE CORP
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
May 20, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2015 · Amount on Record
Deed Sale	Mar 19, 2015 · Amount on Record
Prior Sale	Jan 12, 2007 · Amount on Record
Deed Document Number	20152984857
Deed Book / Page	3189 / 302
Prior Transfer Date	Mar 1, 2013
Prior Transfer Doc	0030884655
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	19 LANMAN RD, NICEVILLE, FL 32578-3622
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LANMAN RD, NICEVILLE, FL 32578-3622

Mortgage

Document Number	0036521410
Date	Nov 22, 2022
Book Page	3652/1410
Instrument	3592322

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	19 LANMAN RD, NICEVILLE, FL 32578-3622
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	KNIGHT BARRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LANMAN RD, NICEVILLE, FL 32578-3622

Mortgage

Document Number	0035733788
Date	Sep 14, 2021
Book Page	3573/3788
Instrument	3488357

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	19 LANMAN RD, NICEVILLE, FL 32578-3622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032972717
Date	May 1, 2017
Book Page	3297/2717
Instrument	3132181

Lender

Name	STONEGATE MORTGAGE CORP
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	3.75%
Index	1-Year T-Bill
Margin	2
Max Rate	7.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	19 LANMAN RD, NICEVILLE, FL 32578-3622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	J9 LANMAN RD, NICEVILLE, FL 32578

Mortgage

Document Number	0034804114
Date	Aug 5, 2020
Book Page	3480/4114
Instrument	3379124

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	19 LANMAN RD, NICEVILLE, FL 32578-3622
Document Number	0034013215
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 LANMAN RD NICEVILLE FL 325783622, NICEVILLE, FL 32578-3622

Mortgage

Document Number	0034013215
Date	Jun 3, 2019
Book Page	003401/003215
Instrument	3281384

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,025.00 (+9.59%) Homeowner's exemption Veteran's exemption	$484,558 (+5.99%)	$743,406 (+2.49%) Land $142,658 Building $600,748
2023	$5,498.00 (+4.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$457,186 (+3%)	$725,379 (+6%) Land $120,414 Building $604,965
2022	$5,247.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$443,870	$684,301 Land $114,680 Building $569,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 329 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 in force
Nearby Flood Claims	168 (1991–2021)
Claims Outside the SFHA	36 of 168
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 54 claims Hurricane Opal, Oct 1995 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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