15 Lanman Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 15 Lanman Rd, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,783 sqft · built 2012
Lot Size	0.389 acres (16,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,650,000 (Aug 2021)
Tax Bill	$13,248 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C56-000-598-4178-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-4178-3`
Alternative APNs	`16-1S-22-3050-0000-0040` `22S116305000000040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,783 sqft Living Area
Gross Area	5,522 sqft
1st Floor Area	2,829 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	16,950 sqft (0.389 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	565 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	626 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 LANMAN RD
City	NICEVILLE
State	FL
Zip	32578-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAHIA OAKS PH I LOT 4
Legal Range	22W
Legal Township	01S
Legal Section	16
Legal Subdivision	BAHIA OAKS PH I
Legal Phase	1
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	4
Census Block	4068
Census Tract	21102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	330 OLDE POST RD, NICEVILLE, FL 32578-3904
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · VA Mortgage CBM MORTGAGE INC
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit PROGRESS BANK & TRUST
Jul 5, 2017	Loan Modification, Mortgage · Conventional Mortgage FNBT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Jan 25, 2011 · Amount on Record
Deed Document Number	20213477038
Deed Book / Page	3564 / 2340
Prior Transfer Date	Jun 8, 2012
Prior Transfer Doc	0030392992
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 3, 2021
Property Address	15 LANMAN RD, NICEVILLE, FL 32578-3622
Document Number	0035642340
Book / Page	3564 / 2340
Instrument Date	Jul 28, 2021
Instrument	3477038
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CLEARFIELD, UT 84015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LANMAN RD, NICEVILLE, FL 32578-3607

Mortgage

Document Number	35642343
Date	Aug 3, 2021
Instrument	3564/2343

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	15 LANMAN RD, NICEVILLE, FL 32578-3622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034373679
Date	Jan 9, 2020
Book Page	3437/3679
Instrument	3329193

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	15 LANMAN RD, NICEVILLE, FL 32578-3622
Document Number	0033071075
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 LANMAN RD NICEVILLE FL 325783622, NICEVILLE, FL 32578-3622

Mortgage

Document Number	0033071075
Date	Jul 6, 2017
Book Page	003307/001075
Instrument	3145678

Lender

Name	FNBT BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,248.00 (+94.77%)	$965,064 (+75.47%) Land $142,658 Building $822,406	$965,064 (+1.55%) Land $142,658 Building $822,406
2023	$6,802.00 (+4.71%) Homeowner's exemption	$549,985 (+3%)	$950,345 (+6.16%) Land $120,414 Building $829,931
2022	$6,496.00 Homeowner's exemption	$533,966	$895,190 Land $114,680 Building $780,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 329 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 in force
Nearby Flood Claims	168 (1991–2021)
Claims Outside the SFHA	36 of 168
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 54 claims Hurricane Opal, Oct 1995 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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