19 Lake St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 19 Lake St, Florence, MA 01062

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,366 sqft · built 1830
Lot Size	0.243 acres (10,581 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Feb 2017)
Tax Bill	$6,803 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
APN	`NHAM M:017C B:0315 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:017C B:0315 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,366 sqft Living Area
Gross Area	1,741 sqft
1st Floor Area	653 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	10,581 sqft (0.243 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19 LAKE ST
City	FLORENCE
State	MA
Zip	01062-1318
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URB
Legal Subdivision	WILLIAM H EMERSON
Legal Block	315
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2003
Census Tract	821700

Owner

19 Lake St, a duplex, is owned and occupied by an individual who bought it in February 2017.

Source: Hampshire County and Northampton City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	19 LAKE ST, FLORENCE, MA 01062-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Prior Sale	Nov 27, 2000 · Amount on File
Deed Book / Page	12561 / 218
Transfer Doc	012561-218
Record Updated	Oct 29, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Feb 28, 2017
Property Address	19 LAKE ST, NORTHAMPTON, MA 01062-1318
Document Number	12561-218
Book / Page	12561 / 218
Instrument	3966
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	125610220
Date	Feb 28, 2017
Instrument	12561/0220

Lender

Name	GREENFIELD CP BK

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19 Lake St was $6,803.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,803.00	$488,400 Land $170,200 Building $318,200	$456,633
2023	$4,869.00	$307,400 Land $135,000 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 19 Lake St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake St

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