19 Lafayette Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 19 Lafayette Ct, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details2,226 sqft · built 1952
Lot Size0.291 acres (12,676 sqft)
Owner2 Individual Names on Record
Last Sale$389,000 (Nov 2017)
Tax Bill$15,499 (2025)
Deeds & MortgagesSep 2022 Construction Loan
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-01909-0000-00008

Property Details

APN / Parcel Number

Primary APN14-01909-0000-00008
Alternative APNs
  • 1400462E00008
  • 140190900008

Interior

Building Area2,226 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleColonial
Lot Area12,676 sqft (0.291 acres)

Location & Zoning

Old Parcel Number1400462E00008
Street Address19 LAFAYETTE CT
CityWAYNE
StateNJ
Zip07470-2716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPREAKNESS VILLAGE MANOR SEC 2
Legal Block1909
Legal Lot Number8
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2023
Census Tract246101

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address354 UNDERCLIFF AVE, ID, EDGEWATER, NJ 07020-7210
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · Construction Mortgage
US BANK NA
Jul 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
EQUITY PRIME MORTGAGE LLC
Nov 2, 2017Bargain and Sale Deed, Transfer · Conventional Mortgage
RESIDENTIAL HOME FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2017 · Amount on Record
Deed SaleNov 2, 2017 · Amount on Record
Prior SaleApr 14, 2005 · Amount on Record
Deed Document Number201753883
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address19 LAFAYETTE CT, WAYNE, NJ 07470-2716
Transaction TypeMortgage
Record UpdatedOct 14, 2022
Title CompanySAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045725
DateSep 21, 2022
Book PageM18193/54
Instrument2022045725
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address19 LAFAYETTE CT, WAYNE, NJ 07470-2716
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyARDENT TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030224
DateJul 9, 2020
Book PageM16257/191
Instrument2020030224
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term299 Months
DueJun 1, 2045

November 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPASSAIC NJ
Recording DateNov 2, 2017
Property Address19 LAFAYETTE CT, WAYNE, NJ 07470-2716
Document Number0000053883
Map ReferenceMAP1196
Instrument DateOct 30, 2017
Instrument2017053883
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$389.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 AFAYETTE CRT, 19, WAYNE, NJ 07470

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7210

Mortgage

Document Number0000053886
DateNov 2, 2017
Instrument2017053886
Lender
NameRESIDENTIAL HOME FUNDING CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,400 (-) Land $91,200 Building $167,200$258,400 (-) Land $91,200 Building $167,200
2025$15,499.00 (+0.88%)$258,400 (+55.85%) Land $91,200 Building $167,200$258,400 (+55.85%) Land $91,200 Building $167,200
2024$15,364.00 (+63.9%)
2023$165,800 Land $91,200 Building $74,600$165,800 Land $91,200 Building $74,600
2022$9,374.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims20 (1978–2024)
Claims Outside the SFHA6 of 20
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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