Passaic County and Wayne Township property record for 14 Lafayette Ct, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,290 sqft · built 1948 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Nov 2015) |
| Tax Bill | $11,864 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01908-0000-00004 |
| Primary APN | 14-01908-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,290 sqft Living Area |
|---|
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Lot Area | 17,511 sqft (0.402 acres) |
| Old Parcel Number | 1400462I00004 |
|---|---|
| Street Address | 14 LAFAYETTE CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1908 |
| Legal Lot Number | 4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 LAFAYETTE CT, WAYNE, NJ 07470-2750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 18, 2020 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2015 · Amount on Record |
| Deed Sale | Nov 18, 2015 · Amount on Record |
| Prior Sale | Jun 17, 2003 · Amount on Record |
| Deed Document Number | 201553222 |
| Deed Book / Page | 2725 / 92 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 14 LAFAYETTE CT, WAYNE, NJ 07470-2750 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0000012157 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | M16855/282 |
| Instrument | 2021012157 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 14 LAFAYETTE CT, WAYNE, NJ 07470-2750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009070 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | M16012/185 |
| Instrument | 2020009070 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,800 (-) Land $94,600 Building $103,200 | $197,800 (-) Land $94,600 Building $103,200 | |
| 2025 | $11,864.00 (+0.88%) | $197,800 (-) Land $94,600 Building $103,200 | $197,800 (-) Land $94,600 Building $103,200 |
| 2024 | $11,761.00 (+5.17%) | ||
| 2023 | $197,800 Land $94,600 Building $103,200 | $197,800 Land $94,600 Building $103,200 | |
| 2022 | $11,183.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 20 (1978–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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