19 Klosterman Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 19 Klosterman Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 832 sqft · built 1925
Lot Size	0.092 acres (4,002 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Oct 2024)
Tax Bill	$935 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-018529`

Property Details

APN / Parcel Number

Primary APN	`29-018529`
Alternative APN	`018529`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Total Area
Attic	Attic
Attic Area	416 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,002 sqft (0.092 acres)
Porch	Slab
Porch Area	252 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	018529
Street Address	19 KLOSTERMAN AVE
City	CUMBERLAND
State	MD
Zip	21502-7105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 KLOSTERMAN AVE LOT 13 45X86 45X91
Legal Subdivision	KLOSTERMANS ADD
Legal Lot Number	13
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1004
Census Tract	1402

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 KLOSTERMAN AVE, CUMBERLAND, MD 21502-7105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK AND TRUST COMPANY
Mar 18, 2024	Special Warranty Deed, Transfer
Feb 6, 2024	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Mar 18, 2024 · Amount on Record
Deed Book / Page	3003 / 267
Prior Transfer Date	Dec 22, 2023
Prior Transfer Doc	002942-0335
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Recording Date	Apr 3, 2026
Property Address	19 KLOSTERMAN AVE, CUMBERLAND, MD 21502-7105
Document Number	3148000334
Book / Page	3148 / 334
Instrument Date	Mar 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 KLOSTERMAN AVE, CUMBERLAND, MD 21502-7105

Mortgage

Document Number	3148000334,
Date	Apr 3, 2026
Book Page	3148/334

Lender

Name	FIRST UNITED BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEGANY MD
Recording Date	Mar 18, 2024
Property Address	19 KLOSTERMAN AVE, LAVALE, MD 21502-7105
Document Number	002951-0415
Book / Page	2951 / 415
Instrument Date	Feb 21, 2024
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 HARKINS RD, LANHAM, MD 20706-1333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S MILTON AVE, BALTIMORE, MD 21224-3752

February 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 6, 2024
Property Address	19 KLOSTERMAN AVE, LAVALE, MD 21502-7105
Document Number	002942-0335
Book / Page	2942 / 335
Instrument Date	Dec 22, 2023
Transaction Type	Foreclosure
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7800 HARKINS RD, LANHAM, MD 20706-1333

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,967 (+1.36%)	$78,000 (-) Land $15,000 Building $63,000
2025	$935.00 (+21.9%)	$75,933 (+7.6%)	$78,000 (+4.14%) Land $15,000 Building $63,000
2023	$767.00	$70,567	$74,900 Land $15,000 Building $59,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	10 of 40
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Klosterman Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures