Allegany County property record for 10 Klosterman Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,344 sqft · built 1942 |
| Lot Size | 0.094 acres (4,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $36,000 (Sep 2016) |
| Tax Bill | $1,276 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-020663 |
| Primary APN | 29-020663 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,344 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Brick |
| Roof Material | Slate |
| Lot Area | 4,106 sqft (0.094 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 308 sqft |
| Deck Area | 352 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 020663 |
|---|---|
| Street Address | 10 KLOSTERMAN AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-7140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10 KLOSTERMAN AVE LOT 4 50X85 50X78 |
| Legal Subdivision | KLOSTERMANS ADD LAVALE |
| Legal Lot Number | 4 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1402 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16310 DUCK HILL DR NW, FROSTBURG, MD 21532-3215 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2016 · Amount on Record |
| Deed Sale | Sep 27, 2016 · Amount on Record |
| Prior Sale | May 17, 2016 · Amount on Record |
| Deed Book / Page | 2245 / 411 |
| Prior Transfer Date | Apr 13, 2016 |
| Prior Transfer Doc | 0022140267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 10 KLOSTERMAN AVE, LAVALE, MD 21502-7140 |
| Document Number | 0023110351 |
| Book / Page | 002311 / 000351 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 38 LINDEN ST FROSTBURG MD 215322114, FROSTBURG, MD 21532-2114 |
| Document Number | 0023110351 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 002311/000351 |
| Name | SOMERSET TR |
|---|---|
| Address | GRANTSVILLE, MD 21536 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,500 (+7.63%) | $119,400 (-) Land $15,000 Building $104,400 | |
| 2025 | $1,276.00 (+27.73%) | $103,600 (+12.69%) | $119,400 (+24.76%) Land $15,000 Building $104,400 |
| 2023 | $999.00 | $91,933 | $95,700 Land $15,000 Building $80,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 40 (1979–2025) |
| Claims Outside the SFHA | 10 of 40 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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