19 James Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 19 James Pl, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,481 sqft · built 1948
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Oct 2020)
Tax Bill	$10,790 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00097-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`31-00097-0000-00024`
Alternative APNs	`310009700024` `198200`

Interior

Stories	1 Story
Building Area	1,481 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide

Location & Zoning

Account Number	198200
Street Address	19 JAMES PL
City	LODI
State	NJ
Zip	07644-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X90
Legal Subdivision	LODI
Legal Block	97
Legal Lot Number	24
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2001
Census Tract	30402

Owner

19 James Pl is owned and occupied by an individual who bought it in October 2020.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	19 JAMES PL, LODI, NJ 07644-3301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 14, 2020	Deed, Transfer · FHA Mortgage CLASSIC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Aug 16, 2004 · Amount on File
Deed Document Number	2020102780
Deed Book / Page	3764 / 172
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	19 JAMES PL, LODI, NJ 07644-3301
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044730609
Date	Nov 30, 2021
Book Page	4473/609
Instrument	2021174781

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 14, 2020
Property Address	19 JAMES PL, LODI, NJ 07644-3301
Document Number	0037640172
Book / Page	3764 / 172
Instrument Date	Jul 21, 2020
Instrument	20-102780
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,455.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	365 KINGSLAND AVE, 365, LYNDHURST, NJ 07071-2736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 JAMES PL, LODI, NJ 07644-3301

Mortgage

Document Number	20102781
Date	Oct 14, 2020
Instrument	20-102781

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19 James Pl was $10,790, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,800 (-) Land $156,500 Building $148,300	$304,800 (-) Land $156,500 Building $148,300
2025	$10,790.00 (+5.62%)	$304,800 Land $156,500 Building $148,300	$304,800 Land $156,500 Building $148,300
2024	$10,216.00
2023		$304,800 Land $156,500 Building $148,300	$304,800 Land $156,500 Building $148,300
2022	$9,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 James Pl in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	21 (1999–2021)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19 James Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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