16 James Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 16 James Pl, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,140 sqft · built 1952
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2011)
Tax Bill	$8,708 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00124-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`31-00124-0000-00011`
Alternative APNs	`310012400011` `256300`

Interior

Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide

Location & Zoning

Account Number	256300
Street Address	16 JAMES PL
City	LODI
State	NJ
Zip	07644-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X90
Legal Subdivision	JAMES J DONNELLY
Legal Block	124
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2006
Census Tract	30402

Owner

16 James Pl is owned and occupied by an individual who bought it in August 2011.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	16 JAMES PL, LODI, NJ 07644-3302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 31, 2017	Grant Deed, Transfer · FHA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2011 · Amount on File
Deed Sale	Aug 12, 2011 · Amount on File
Deed Document Number	20118071840
Deed Book / Page	807 / 1840
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	16 JAMES PL, LODI, NJ 07644-3302
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 JAMES PL, LODI, NJ 07644-3302

Mortgage

Document Number	0045571502
Date	Jan 27, 2022
Book Page	4557/1502
Instrument	2022012278

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Apr 1, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 31, 2017
Property Address	16 JAMES PL, LODI, NJ 07644-3302
Document Number	0025770228
Book / Page	002577 / 000228
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 JAMES PL LODI NJ 076443302, LODI, NJ 07644-3302

Mortgage

Document Number	25770234
Date	Mar 31, 2017
Book Page	002577/000234

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16 James Pl was $8,708, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,000 (-) Land $156,500 Building $89,500	$246,000 (-) Land $156,500 Building $89,500
2025	$8,708.00 (+5.62%)	$246,000 Land $156,500 Building $89,500	$246,000 Land $156,500 Building $89,500
2024	$8,245.00
2023		$246,000 Land $156,500 Building $89,500	$246,000 Land $156,500 Building $89,500
2022	$8,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 James Pl in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	21 (1999–2021)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 James Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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