Kennebec County and Waterville City property record for 19 Gray St, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,369 sqft · built 1890 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $31,900 (Jun 2010) |
| Tax Bill | $2,380 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:039 B:221 |
| Primary APN | WAVL M:039 B:221 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,369 sqft Living Area |
| Gross Area | 2,712 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4962 |
|---|---|
| Street Address | 19 GRAY ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 221 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
19 Gray St is owned and occupied by an individual who bought it in June 2010.
Source: Kennebec County and Waterville City records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 GRAY ST, WATERVILLE, ME 04901-6417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · VA Mortgage EQUITY EXPRESS MTG LL |
| May 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2010 · Amount on File |
| Deed Sale | Jun 15, 2010 · Amount on File |
| Deed Document Number | 201014576 |
| Deed Book / Page | 10444 / 78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 19 GRAY ST, WATERVILLE, ME 04901-6417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025023773 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 15534/317 |
| Instrument | 2025023773 |
| Name | EQUITY EXPRESS MTG LL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 19 GRAY ST, WATERVILLE, ME 04901-6417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023009088 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 14766/270 |
| Instrument | 2023009088 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 19 Gray St was $2,380.
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,380.00 | $140,000 Land $9,100 Building $130,900 | |
| 2024 | $163,495 | ||
| 2023 | $1,626.00 (+49.72%) | $81,700 (+94.52%) Land $7,000 Building $74,700 | |
| 2022 | $1,086.00 | $42,000 Land $5,300 Building $36,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Gray St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19 Gray St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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