Kennebec County and Waterville City property record for 15 Gray St, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,109 sqft · built 1900 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Dec 2023) |
| Tax Bill | $1,700 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Sep 2019 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:039 B:244 |
| Primary APN | WAVL M:039 B:244 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,109 sqft Living Area |
| Gross Area | 2,065 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,614 sqft (0.06 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4836 |
|---|---|
| Street Address | 15 GRAY ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GILMAN PK |
| Legal Block | 244 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 GRAY ST, WATERVILLE, ME 04901-6417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2018 | Deed of Trust, Mortgage HOME FIN AMERICA |
| Sep 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL REALTY CAPITAL LLC |
| May 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL REALTY CAPITAL LLC |
| Oct 3, 2018 | Deed of Trust, Mortgage KENOBI LLC |
| Dec 4, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK |
| Nov 30, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Sep 16, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on Record |
| Deed Sale | Dec 4, 2023 · Amount on Record |
| Prior Sale | Nov 30, 2021 · Amount on Record |
| Deed Book / Page | 14931 / 128 |
| Transfer Doc | 0000004803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 15 GRAY ST, WATERVILLE, ME 04901-6417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2018021112 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 13021/0164 |
| Instrument | 2018021112 |
| Name | HOME FIN AMERICA |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 15 GRAY ST, WATERVILLE, ME 04901-6417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2019021419 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 13336/187 |
| Instrument | 2019021419 |
| Name | COASTAL REALTY CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 15 GRAY ST, WATERVILLE, ME 04901-6417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2020010861 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 13566/259 |
| Instrument | 2020010861 |
| Name | COASTAL REALTY CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 15 GRAY ST, WATERVILLE, ME 04901-6417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2018023214 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 13043/0204 |
| Instrument | 2018023214 |
| Name | KENOBI LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Dec 4, 2023 |
| Property Address | 15 GRAY ST, WATERVILLE, ME 04901-6417 |
| Document Number | 2023024407 |
| Book / Page | 14931 / 128 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023024407 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17830 WILLOWYNDE RD, CHESTER, VA 23836-5545 |
| Document Number | 2023024408 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023024408 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Nov 30, 2021 |
| Property Address | 15 GRAY ST, WATERVILLE, ME 04901-6417 |
| Document Number | 2021034573 |
| Book / Page | 14267 / 314 |
| Instrument Date | Nov 26, 2021 |
| Instrument | 2021034573 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 323, NORWAY, ME 04268-0323 |
| Document Number | 2021034574 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021034574 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Sep 16, 2020 |
| Property Address | 15 GRAY ST, WATERVILLE, ME 04901-6417 |
| Document Number | 2020023274 |
| Book / Page | 13709 / 314 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 2020023274 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,700.00 (+52.6%) | $100,000 (+79.53%) Land $7,900 Building $92,100 | |
| 2024 | $1,114.00 (+0.54%) | $55,700 (-) Land $6,100 Building $49,600 | $138,510 |
| 2023 | $1,108.00 (+56.94%) | $55,700 (+104.03%) Land $6,100 Building $49,600 | |
| 2022 | $706.00 | $27,300 Land $4,600 Building $22,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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