19 Gardner Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 19 Gardner Ave, Lowell, MA 01854

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,804 sqft · built 1890
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$900,000 (Feb 2026)
Tax Bill	$8,600 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L03430`

Property Details

APN / Parcel Number

Primary APN	`L03430`
Alternative APNs	`LOWE M:97 B:2540 L:19` `M:000097 T:L03430`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,804 sqft Living Area
Gross Area	5,764 sqft
1st Floor Area	1,268 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Other
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	L03430
Street Address	19 GARDNER AVE
City	LOWELL
State	MA
Zip	01854-2972
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TTF
Legal Block	2540
Legal Lot Number	19
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2005
Census Tract	310500

Owner

19 Gardner Ave, a triplex, is owned by a company that bought it in February 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	298 PAWTUCKET ST, LOWELL, MA 01854-3470
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Quit Claim Deed, Transfer BMH GERSHOM LLC
Dec 15, 2017	Quit Claim Deed, Transfer NEWBURYPORT FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on File
Deed Sale	Feb 12, 2026 · Amount on File
Prior Sale	Dec 15, 2017
Deed Book / Page	39855 / 236
Prior Transfer Date	Feb 11, 2026
Prior Transfer Doc	039855-236
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 12, 2026
Property Address	19 GARDNER AVE, LOWELL, MA 01854-2972
Document Number	039855-236
Book / Page	39855 / 236
Instrument Date	Feb 11, 2026
Instrument	4182
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 PAWTUCKET ST, LOWELL, MA 01854-3470

Mortgage

Document Number	039855-249
Date	Feb 12, 2026
Book Page	39855/249
Instrument	4186

Lender

Name	BMH GERSHOM LLC

Agreement

Amount	Amount on Record

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 15, 2017
Property Address	19 GARDNER AVE, LOWELL, MA 01854-2972
Document Number	31730-160
Book / Page	31730 / 160
Instrument	56422
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$45.01
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 GARDNER AVE, LOWELL, MA 01854-2972

Mortgage

Document Number	31730-163
Date	Dec 15, 2017
Book Page	31730/163
Instrument	56423

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 19 Gardner Ave was $8,600, up 3.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,600.00 (+3.59%)	$757,700 (+4.77%) Land $144,600 Building $613,100
2025	$8,302.00 (+6.23%)	$723,200 (+10.21%) Land $141,000 Building $582,200
2024	$7,815.00 (+2.77%)	$656,200 (+7.19%) Land $123,000 Building $533,200
2023	$7,604.00	$612,200 Land $102,200 Building $510,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19 Gardner Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Gardner Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75

May also be available: AT&T, T-Mobile.

Nearby Properties on Gardner Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures