Middlesex County and Lowell City property record for 16 Gardner Ave, Lowell, MA 01854
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 3,252 sqft · built 1890 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $575,000 (Dec 2014) |
| Tax Bill | $7,236 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | L07740 |
| Primary APN | L07740 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,252 sqft Living Area |
| Gross Area | 4,579 sqft |
| 1st Floor Area | 1,084 sqft |
| Basement Area | 1,084 sqft |
| Unfinished Basement | 1,084 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Shingles |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 4,356 sqft (0.1 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | L07740 |
|---|---|
| Street Address | 16 GARDNER AVE |
| City | LOWELL |
| State | MA |
| Zip | 01854-2812 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | INST |
| Legal Block | 2540 |
| Legal Lot Number | 16 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 310500 |
16 Gardner Ave, a triplex, is held in a trust since December 2014.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 809, WINCHESTER, MA 01890-4209 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2014 · Amount on File |
| Deed Sale | Dec 22, 2014 · Amount on File |
| Prior Sale | Oct 27, 1998 · Amount on File |
| Deed Book / Page | 28716 / 36 |
| Transfer Doc | 28716-36 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 16 Gardner Ave was $7,236, up 3.4% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,236.00 (+3.4%) | $637,500 (+4.58%) Land $169,800 Building $467,700 |
| 2025 | $6,998.00 (+6.64%) | $609,600 (+10.64%) Land $165,600 Building $444,000 |
| 2024 | $6,562.00 (+3.86%) | $551,000 (+8.32%) Land $144,500 Building $406,500 |
| 2023 | $6,318.00 | $508,700 Land $120,000 Building $388,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16 Gardner Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Gardner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
May also be available: AT&T, T-Mobile.
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