19 Five Ponds Dr, Waccabuc, NY 10597 Property Records

Westchester County and Lewisboro Town property record for 19 Five Ponds Dr, Waccabuc, NY 10597

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,045 sqft · built 1987
Lot Size	9.07 acres (395,089 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Aug 2022)
Tax Bill	$23,593 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11154-128`

Property Details

APN / Parcel Number

Primary APN	`11154-128`
Alternative APNs	`300011105401280020030000` `553000 11154-128-0023`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	3,045 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	395,089 sqft (9.07 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	11154-128
Street Address	19 FIVE PONDS DR
City	WACCABUC
State	NY
Zip	10597-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2AC
Legal Subdivision	FIVE PONDS SUBDIVISION
Legal Block	128-
Legal Lot Number	2.3
Jurisdiction	WESTCHESTER NY
Township / Civil Division	LEWISBORO
Census Block Group	3
Census Block	3000
Census Tract	12502

Owner

19 Five Ponds Dr is owned by two individuals who bought it in August 2022.

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 FIVE PONDS DR, WACCABUC, NY 10597-1031
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jul 28, 2017	Grant Deed, Transfer · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on File
Deed Sale	Aug 17, 2022 · Amount on File
Prior Sale	Apr 21, 2014 · Amount on File
Deed Document Number	20223815
Record Updated	Oct 29, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 17, 2022
Property Address	19 FIVE PONDS DR, WACCABUC, NY 10597-1031
Document Number	0622213815
Map Reference	MAP 21922
Instrument Date	Aug 11, 2022
Instrument	622213815
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NOT AVAILABLE, AGENT FOR SECURITY TTL GUARA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 FIVE PONDS DR, 19, WACCABUC, NY 10597-1031

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2074 33RD ST, ASTORIA, NY 11105-2027

Mortgage

Document Number	0622293600
Date	Aug 17, 2022
Instrument	622293600

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 28, 2017
Property Address	19 FIVE PONDS DR, WACCABUC, NY 10597-1031
Document Number	0571943242
Book / Page	057194 / 003242
Instrument Date	Jul 27, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	RMF ABSTRACT CORPORATION, RMF ABSTRACT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,996.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4545 CENTER BLVD #1906 LONG ISLAND CITY NY 111095938, 1906, LONG ISLAND CITY, NY 11109-5938

Mortgage

Document Number	572083804
Date	Jul 28, 2017
Book Page	057208/003804

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 19 Five Ponds Dr was $23,593, up 482.1% from the year before.

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Lewisboro Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,593.00 (+482.11%)
2025	$4,053.00	$75,500 (-) Land $33,400 Building $42,100	$1,204,146 (+2.39%) Land $532,695 Building $671,451
2024		$75,500 (-) Land $33,400 Building $42,100	$1,176,012 (+8.72%) Land $520,249 Building $655,763
2023		$75,500 Land $33,400 Building $42,100	$1,081,662 Land $478,510 Building $603,152

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19 Five Ponds Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Five Ponds Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

No cell data coverage reported

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