Westchester County and Lewisboro Town property record for 16 Five Ponds Dr, Waccabuc, NY 10597
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,238 sqft · built 1985 |
| Lot Size | 3.19 acres (138,956 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $20,502 (2026) |
| Deeds & Mortgages | Jan 2020 Loan Modification Nov 2014 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 11154-120 |
| Primary APN | 11154-120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,238 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 138,956 sqft (3.19 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 11154-120 |
|---|---|
| Street Address | 16 FIVE PONDS DR |
| City | WACCABUC |
| State | NY |
| Zip | 10597-1032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2AC |
| Legal Block | 120- |
| Legal Lot Number | 2.3 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | LEWISBORO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12502 |
16 Five Ponds Dr is owned and occupied by two individuals.
Source: Westchester County and Lewisboro Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 257, WACCABUC, NY 10597-0257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2020 | Loan Modification, Mortgage · Line of Credit CITIBANK |
| Nov 28, 2014 | Loan Modification, Mortgage · Conventional Mortgage CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 16 FIVE PONDS DR, WACCABUC, NY 10597-1032 |
| Document Number | 0600623220 |
| Instrument Date | Jan 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 16 FIVE PONDS DR WACCABUC NY 105971032, WACCABUC, NY 10597-1032 |
| Document Number | 0600623220 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 060062/003220 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.24% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 16 FIVE PONDS DR, WACCABUC, NY 10597-1032 |
| Document Number | 0582283262 |
| Instrument Date | Nov 28, 2014 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Title Company | SERVICELINK HOME EQUITY |
| Name | Verified Name |
|---|---|
| Address | 16 FIVE PONDS DR WACCABUC NY 105971032, WACCABUC, NY 10597-1032 |
| Document Number | 0582283262 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 058228/003262 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 16 Five Ponds Dr was $20,502 with exemptions applied, up 246.2% from the year before.
Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Lewisboro Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,502.00 (+246.2%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,922.00 | $77,000 (-) Land $33,000 Building $44,000 | $1,228,070 (+2.39%) Land $526,316 Building $701,754 |
| 2024 | Homeowner's exemption Senior Citizen's exemption | $77,000 (-) Land $33,000 Building $44,000 | $1,199,377 (+8.72%) Land $514,019 Building $685,358 |
| 2023 | $77,000 Land $33,000 Building $44,000 | $1,103,151 Land $472,779 Building $630,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Five Ponds Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1980–2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Five Ponds Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures