19 Dolphin Dr, Vero Beach, FL 32960 Property Records

Indian River County property record for 19 Dolphin Dr, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,804 sqft · built 1990
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Dec 2021)
Tax Bill	$13,489 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-40-31-00005-0070-00019.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00005-0070-00019.0`
Alternative APN	`57925`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,804 sqft Living Area
Gross Area	3,462 sqft
1st Floor Area	2,804 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Concrete
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 99.4 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	598 sqft
Driveway	Brick Driveway
Driveway Area	1,408 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Screened Porch
Porch Area	390 sqft
Deck Area	678 sqft
Patio Area	967 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19 DOLPHIN DR
City	VERO BEACH
State	FL
Zip	32960-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VERO ISLES PLAT NO 5 BLK 7 LOT 19 PBI 5-60
Legal Range	40E
Legal Township	32S
Legal Section	31
Legal Subdivision	VERO ISLES PLAT NO 5
Legal Block	7
Legal Lot Number	19
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2005
Census Tract	50402

Owner

19 Dolphin Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	19 DOLPHIN DR, VERO BEACH, FL 32960-5209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 4, 2019	Warranty Deed, Transfer CHAVIS LIVING TRUST (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Deed Document Number	202186884
Deed Book / Page	3494 / 1385
Prior Transfer Date	Dec 9, 2021
Prior Transfer Doc	0034941385
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 20, 2021
Property Address	19 DOLPHIN DR, VERO BEACH, FL 32960-5209
Document Number	0034941385
Book / Page	3494 / 1385
Map Reference	MB 5 PG 60
Instrument Date	Dec 9, 2021
Instrument	3120210086884
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 DOLPHIN DR, VERO BEACH, FL 32960-5209

Mortgage

Document Number	0034941387
Date	Dec 20, 2021
Instrument	3494/1387

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 4, 2019
Property Address	19 DOLPHIN DR, VERO BEACH, FL 32960-5209
Document Number	0031811802
Book / Page	003181 / 001802
Instrument Date	Feb 1, 2019
Instrument	6925
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19 DOLPHIN DR VERO BEACH FL 329605209, VERO BEACH, FL 32960-5209

Mortgage

Document Number	31811804
Date	Feb 4, 2019
Book Page	003181/001804
Instrument	6926

Lender

Name	CHAVIS LIVING TRUST (LT)
Address	19 DOLPHIN DR, VERO BEACH, FL 32960-5209

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 19 Dolphin Dr was $13,489 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,489.00 Homeowner's exemption	$870,512	$1,242,582 Land $782,829 Building $459,753
2023	$12,438.00 (+2.91%)	$830,468 (+3%)	$1,254,632 (+55.61%) Land $782,829 Building $471,803
2022	$12,086.00	$806,279 Land $478,395 Building $327,884	$806,279 Land $478,395 Building $327,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Dolphin Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 164 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	534 units insured incl. 370 condo units
Nearby Flood Claims	149 (1979–2017)
Claims Outside the SFHA	49 of 149
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Hurricane Matthew, Oct 2016 · 3 claims Hurricane Frances, Sep 2004 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19 Dolphin Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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