17 Dolphin Dr, Vero Beach, FL 32960 Property Records

Indian River County property record for 17 Dolphin Dr, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1969
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$2,000,000 (Jun 2024)
Tax Bill	$18,321 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`32-40-31-00005-0070-00020.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00005-0070-00020.0`
Alternative APN	`57926`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Metal
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	125 ft deep x 99 ft wide
Garage Area	879 sqft
Driveway	Driveway
Driveway Area	1,450 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	319 sqft
Deck Area	552 sqft
Patio Area	360 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	57926
Street Address	17 DOLPHIN DR
City	VERO BEACH
State	FL
Zip	32960-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VERO ISLES PLAT NO 5 BLK 7 LOT 20 PBI 5-60
Legal Range	40
Legal Township	32
Legal Section	31
Legal Subdivision	VERO ISLES PLAT NO 5
Legal Block	7
Legal Lot Number	20
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2005
Census Tract	50402

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 DOLPHIN DR, VERO BEACH, FL 32960-5209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Feb 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Feb 7, 2020	Warranty Deed, Transfer HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	3120240027219
Deed Book / Page	3702 / 1173
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	17 DOLPHIN DR, VERO BEACH, FL 32960-5209
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 DOLPHIN DR, VERO BEACH, FL 32960-5209

Mortgage

Document Number	0035711024
Date	Sep 19, 2022
Book Page	3571/1024
Instrument	3120220056882

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 1, 2022
Property Address	17 DOLPHIN DR, VERO BEACH, FL 32960-5209
Document Number	0035160365
Book / Page	3516 / 365
Map Reference	MB 5 PG 60
Instrument Date	Mar 1, 2022
Instrument	3120220013052
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1181 WOODCREST LN, 1181, NORTH SALT LAKE, UT 84054-3363

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17 DOLPHIN DR, VERO BEACH, FL 32960-5209

Mortgage

Document Number	0003516367
Date	Mar 1, 2022
Instrument	3516/367

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	17 DOLPHIN DR, VERO BEACH, FL 32960-5209
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	LENDERLIVE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030380544
Date	Jul 5, 2017
Book Page	3038/0544
Instrument	3120170038727

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 1, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	17 DOLPHIN DR, VERO BEACH, FL 32960-5209
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	LENDERLIVE SETTLEMENT SVCS L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030371022
Date	Jun 30, 2017
Book Page	3037/1022
Instrument	3120170038174

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Mar 1, 2032

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	17 DOLPHIN DR, VERO BEACH, FL 32960-5209
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031842176
Date	Feb 19, 2019
Book Page	3184/2176
Instrument	3120190009931

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 7, 2020
Property Address	17 DOLPHIN DR, VERO BEACH, FL 32960-5209
Document Number	0032750688
Book / Page	003275 / 000688
Instrument Date	Feb 7, 2020
Instrument	7770
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$6,650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	729 S VISTA LN NORTH SALT LAKE UT 84054, NORTH SALT LAKE, UT 84054

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,321.00 (-17.17%)	$1,178,576 (-16.61%)	$1,678,576 (+18.77%) Land $790,429 Building $888,147
2023	$22,119.00 (+58.73%)	$1,413,347 (+54.78%) Land $790,429 Building $622,918	$1,413,347 (+54.78%) Land $790,429 Building $622,918
2022	$13,935.00	$913,123 Land $483,040 Building $430,083	$913,123 Land $483,040 Building $430,083

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 164 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	534 units insured incl. 370 condo units
Nearby Flood Claims	149 (1979–2017)
Claims Outside the SFHA	49 of 149
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Hurricane Matthew, Oct 2016 · 3 claims Hurricane Frances, Sep 2004 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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