Essex County and Beverly City property record for 19 Cross St, Beverly, MA 01915 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,498 sqft · built 1930 |
| Lot Size | 0.593 acres (25,827 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Jun 2026) |
| Tax Bill | $8,841 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,498 sqft Living Area |
| Gross Area | 4,511 sqft |
| Basement Area | 997 sqft |
| Unfinished Basement | 997 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,827 sqft (0.593 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 5387 |
|---|---|
| Street Address | 19 CROSS ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 191 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 217601 |
Source: Essex County and Beverly City records · APN R10
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 CROSS ST, BEVERLY, MA 01915-3808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 30, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP |
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP |
| Apr 07, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE |
| Jan 26, 2019 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Dec 28, 2012 · Amount on Record |
| Deed Document Number | 20263260 |
| Deed Book / Page | 43477 / 461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jun 30, 2026 |
| Property Address | 19 CROSS ST, BEVERLY, MA 01915-3808 |
| Document Number | 0000003260 |
| Book / Page | 43477 / 461 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20263260 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 CROSS ST, BEVERLY, MA 01915-3808 |
| Document Number | 0000003270, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 43477/463 |
| Instrument | 20263270 |
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 19 CROSS ST, BEVERLY, MA 01915-3808 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040380-434 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 40380/434 |
| Instrument | 20211014005100 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 19 CROSS ST, BEVERLY, MA 01915-3808 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40380-434 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 40380/434 |
| Instrument | 20211014005100 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 19 CROSS ST, BEVERLY, MA 01915-3808 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38399-525 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 38399/525 |
| Instrument | 20200407000910 |
| Name | GUARANTY HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 19 CROSS ST, BEVERLY, MA 01915-3808 |
| Document Number | 37303-429 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2019 |
| Name | Verified Name |
|---|---|
| Address | 200 REVERE BEACH PKWY BEVERLY MA 01915, BEVERLY, MA 01915 |
| Document Number | 37303-429 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 037303/000429 |
| Instrument | 1901311040 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 30, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,841.00 (+5.98%) | $804,500 (+8.31%) Land $481,600 Building $322,900 | $877,135 |
| 2024 | $8,342.00 (+4.07%) | $742,800 (+4.34%) Land $419,900 Building $322,900 | |
| 2023 | $8,016.00 | $711,900 Land $389,000 Building $322,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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