19 Cottage Ave, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 19 Cottage Ave, Danvers, MA 01923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,472 sqft · built 1890
Lot Size	0.139 acres (6,046 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Apr 2015)
Tax Bill	$5,871 (2025)
Deeds & Mortgages	May 2024 Refinance Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DANV M:043 L:215 P`

Property Details

APN / Parcel Number

Primary APN	`DANV M:043 L:215 P`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
Gross Area	3,498 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,046 sqft (0.139 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	19 COTTAGE AVE
City	DANVERS
State	MA
Zip	01923-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	215
Jurisdiction	DANVERS MA
Township / Civil Division	DANVERS
Census Block Group	2
Census Block	2022
Census Tract	211202

Owner

Source: Essex County and Danvers Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 COTTAGE AVE, DANVERS, MA 01923-2921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Jun 27, 2018	Deed of Trust, Mortgage DISCOVER BANK
Dec 23, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance ALIGN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2015 · Amount on Record
Deed Sale	Apr 29, 2015 · Amount on Record
Deed Book / Page	34014 / 333
Last Transfer Date	Dec 18, 2020
Transfer Doc	39339-417
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	19 COTTAGE AVE, DANVERS, MA 01923-2921
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042105-7
Date	May 8, 2024
Book Page	42105/7
Instrument	20240508000400

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	19 COTTAGE AVE, DANVERS, MA 01923-2921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36819-409
Date	Jun 27, 2018
Book Page	36819/409
Instrument	180627003770

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2038

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Dec 23, 2020
Property Address	19 COTTAGE AVE, DANVERS, MA 01923-2921
Document Number	39339-417
Book / Page	39339 / 417
Instrument Date	Dec 18, 2020
Instrument	20201223006040
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 COTTAGE AVE, DANVERS, MA 01923-2921

Mortgage

Document Number	39339-419
Date	Dec 23, 2020
Book Page	39339/419
Instrument	20201223006050

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Danvers Town
Unified School District	Danvers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,871.00 (+2.05%)	$534,200 (+3.17%) Land $330,800 Building $203,400	$442,510
2024	$5,753.00 (+3.86%)	$517,800 (+9.84%) Land $319,400 Building $198,400
2023	$5,539.00	$471,400 Land $288,600 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Nearby Flood Policies	52 units insured incl. 36 condo units
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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