14 Cottage Ave, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 14 Cottage Ave, Danvers, MA 01923

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,169 sqft · built 1900
Lot Size	0.08 acres (3,498 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2010)
Tax Bill	$7,231 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DANV M:043 L:209 P`

Property Details

APN / Parcel Number

Primary APN	`DANV M:043 L:209 P`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,169 sqft Living Area
Gross Area	4,030 sqft
Basement Area	1,224 sqft
Unfinished Basement	367 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,498 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 COTTAGE AVE
City	DANVERS
State	MA
Zip	01923-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Lot Number	209
Jurisdiction	DANVERS MA
Township / Civil Division	DANVERS
Census Block Group	2
Census Block	2021
Census Tract	211202

Owner

Source: Essex County and Danvers Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 COTTAGE AVE, DANVERS, MA 01923-2948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage NORTH SHORE BANK
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2010 · Amount on Record
Deed Sale	Jul 20, 2010 · Amount on Record
Prior Sale	Aug 3, 2005 · Amount on Record
Deed Book / Page	29612 / 247
Transfer Doc	29612-247
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	14 COTTAGE AVE, DANVERS, MA 01923-2948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37658-491
Date	Jul 12, 2019
Book Page	37658/491
Instrument	20190712001420

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	14 COTTAGE AVE, DANVERS, MA 01923-2948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39289-345
Date	Dec 14, 2020
Book Page	39289/345
Instrument	20201214002560

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Danvers Town
Unified School District	Danvers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,231.00 (+3.01%)	$658,000 (+4.13%) Land $319,700 Building $338,300	$654,740
2024	$7,020.00 (+1.95%)	$631,900 (+7.83%) Land $308,700 Building $323,200
2023	$6,886.00	$586,000 Land $278,900 Building $307,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Nearby Flood Policies	52 units insured incl. 36 condo units
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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